Old version
August 4, 2026 00:23 UTC
7e0f2e9b2de1694fbf1f85843c246310435d0d085e39fd8217749a864683f354
CA-V-005487
New version
August 5, 2026 00:21 UTC
6fbcbbe796f397788006db19726dbf3d824958a60f758210543fde6279df9849
CA-V-005518
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Change Summary
SoFi updated its referral promotion terms in an update detected on August 5, 2026. The promotion period shifted from June 24 – August 4, 2026 to August 5 – September 30, 2026. More significantly, the minimum deposit requirement for the Standard Bonus increased from $50 to $500, and the SoFi Plus Additional Bonus now requires that the $10/month payment be processed and validated by SoFi within the 21-day eligibility window, whereas previously the subscription alone satisfied the requirement.
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400Promotion Period June 24, 2026 at 12:00 a.m. E.T. – August 4, 2026 at 11:59 p.m. E.T. Only referrals that satisfy all required activities during the Promotion Period will qualify for this Promotion.400Promotion Period August 5 , 2026 at 12:00 a.m. E.T. – September 30, 2026 at 11:59 p.m. E.T. Only referrals that satisfy all required activities during the Promotion Period will qualify for this Promotion.
402Eligible Recipient Requirements To be eligible for the Standard Bonus, an Eligible Recipient must: Apply and successfully open a SoFi Checking and Savings account prior to the end of the Promotion Period as their first SoFi product by opening the referral link from their friend (individuals who have previously applied for but did not successfully open or enroll in another SoFi product remain eligible); and Make deposits totaling $50 or more that settle within 21 calendar days from opening the referral link and registering or logging in as a SoFi user.402Eligible Recipient Requirements To be eligible for the Standard Bonus, an Eligible Recipient must: Apply and successfully open a SoFi Checking and Savings account prior to the end of the Promotion Period as their first SoFi product by opening the referral link from their friend (individuals who have previously applied for but did not successfully open or enroll in another SoFi product remain eligible); and Make deposits totaling $500 or more that settle within 21 calendar days from opening the referral link and registering or logging in as a SoFi user.
405To be eligible for the SoFi Plus Additional Bonus, an Eligible Recipient must first satisfy all requirements for the Standard Bonus outlined above and then: Subscribe to SoFi Plus for $10 a month within 21 calendar days after opening the referral link and registering or logging in as a SoFi user.405To be eligible for the SoFi Plus Additional Bonus, an Eligible Recipient must first satisfy all requirements for the Standard Bonus outlined above and then: Subscribe to SoFi Plus for $10/month within 21 calendar days after opening the referral link and registering or logging in as a SoFi user.
406The $10/month payment for SoFi Plus must be processed and validated by SoFi within the 21 calendar day timeframe.
407Standard Bonus Once both the Eligible Bank Referrer and Eligible Recipient have met all eligibility requirements, SoFi will credit each party a cash bonus (each, a “Standard Bonus”), with the amount determined as follows: Eligible Recipient Standard Bonus: The Eligible Recipient will receive a cash bonus of: $50 into their SoFi Checking account for opening a SoFi Checking and Savings account and making deposits totaling $50 or more.408Standard Bonus Once both the Eligible Bank Referrer and Eligible Recipient have met all eligibility requirements, SoFi will credit each party a cash bonus (each, a “Standard Bonus”), with the amount determined as follows: Eligible Recipient Standard Bonus: The Eligible Recipient will receive a cash bonus of: $50 into their SoFi Checking account for opening a SoFi Checking and Savings account and making deposits totaling $500 or more.
409SoFi Plus Additional Bonus If the Eligible Recipient subscribes to SoFi Plus for $10 a month within 21 calendar days after opening the referral link and registering or logging in as a SoFi user, SoFi will credit: The Eligible Recipient a $25 cash bonus (the “SoFi Plus Additional Bonus”) into their SoFi Checking account; and The Eligible Bank Referrer the SoFi Plus Additional Bonus of $25 into their SoFi Checking account.410SoFi Plus Additional Bonus If the Eligible Recipient subscribes to SoFi Plus for $10/month and the payment is processed and validated by SoFi within 21 calendar days after opening the referral link and registering or logging in as a SoFi user, SoFi will credit: The Eligible Recipient a $25 cash bonus (the “SoFi Plus Additional Bonus”) into their SoFi Checking account; and The Eligible Bank Referrer the SoFi Plus Additional Bonus of $25 into their SoFi Checking account.
412The Standard Bonus is earned after the Eligible Recipient opens a SoFi Checking and Savings account and completes deposits totaling $50 or more.413The Standard Bonus is earned after the Eligible Recipient opens a SoFi Checking and Savings account and completes deposits totaling $500 or more.
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