| Before | After | ||
|---|---|---|---|
| 568 | SoFi Plus Cancellation Fee Examples: 1% Match Promotion: Example Withdrawal and Fee Calculations SoFi Plus Activation Date Deposit 1% Match Total Equity Balance SoFi Plus Cancellation Date SoFi Plus Cancellation Fee March 1, 2026 $2,000 $20 $2,020 5+ years from deposit date $0 (earned full match amount) March 1, 2026 $2,000 $20 $2,020 2 years from deposit date $0 (adhered to SoFi Plus holding period, but early withdrawal fee could still apply) March 1, 2026 $2,000 $20 $2,020 Less than 1 year from deposit date $20 SoFi Plus members must keep Eligible Deposits in the account that earned the Match for five (5) years to keep the entire Match amount. | 568 | SoFi Plus Cancellation Fee Examples: SoFi Plus Activation Date Deposit 1% Match Total Equity Balance SoFi Plus Cancellation Date SoFi Plus Cancellation Fee March 1, 2026 $2,000 $20 $2,020 5+ years from deposit date $0 (earned full match amount) March 1, 2026 $2,000 $20 $2,020 2 years from deposit date $0 (adhered to SoFi Plus holding period, but early withdrawal fee could still apply) March 1, 2026 $2,000 $20 $2,020 Less than 1 year from deposit date $20 SoFi Plus members must keep Eligible Deposits in the account that earned the Match for five (5) years to keep the entire Match amount. |
| 584 | Early Withdrawal Fee Examples: 1% Match Promotion: Example Withdrawal and Fee Calculations Deposit 1% Match Total Equity Balance Withdrawal Date Withdrawal Amount Remaining Equity Balance Early Withdrawal Fee $1,000 $10 $1,010 5+ years from deposit date -$600 $410 $0 (earned full match amount) $1,000 $10 $1,010 Less than 5 years from deposit date -$600 $410 $5.94 $1,000 $10 $1,310 Account balance increases due to investment gains Less than 5 years from deposit date -$250 $1,060 $0 $1,000 $10 $950 Account balance decreases due to investment losses Less than 5 years from deposit date -$250 $700 $3.07 Fraud and Violations: SoFi reserves the right to decline, rescind, or delay granting the Match if fraudulent activity or violations of these Terms are suspected. | 584 | Early Withdrawal Fee Examples: Deposit 1% Match Total Equity Balance Withdrawal Date Withdrawal Amount Remaining Equity Balance Early Withdrawal Fee $1,000 $10 $1,010 5+ years from deposit date -$600 $410 $0 (earned full match amount) $1,000 $10 $1,010 Less than 5 years from deposit date -$600 $410 $5.94 $1,000 $10 $1,310 Account balance increases due to investment gains Less than 5 years from deposit date -$250 $1,060 $0 $1,000 $10 $950 Account balance decreases due to investment losses Less than 5 years from deposit date -$250 $700 $3.07 Fraud and Violations: SoFi reserves the right to decline, rescind, or delay granting the Match if fraudulent activity or violations of these Terms are suspected. |
| 636 | (vii) 1% match on crypto: 1% Match Promotion: Example Withdrawal and Fee Calculations CRYPTOCURRENCY AND OTHER DIGITAL ASSETS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE Cryptocurrency and other digital assets are highly speculative, involve significant risk, and may result in the complete loss of value. | 636 | (vii) 1% match on crypto: CRYPTOCURRENCY AND OTHER DIGITAL ASSETS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE Cryptocurrency and other digital assets are highly speculative, involve significant risk, and may result in the complete loss of value. |
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