Robinhood Customer Agreement

Robinhood · July 14, 2026 00:13 UTC vs July 15, 2026 00:10 UTC
Old version
July 14, 2026 00:13 UTC
3808d91fb0d648fb690acf179c70af2495133979732f37431e1bdd452d5067c2
CA-V-004853
New version
July 15, 2026 00:10 UTC
4f7b7ce619e5d05adc7b58a0c328abeb6f7d1a745a528592a2fd4a5731a7c619
CA-V-004890
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Change Summary
The change detected on July 15, 2026 involves modification of a single sentence within Robinhood's Customer Agreement. However, the provided diff context shows only a truncated disclosure library listing with timestamps, not the substantive contractual language that was modified. Without visibility into the actual sentence-level change in the operative terms, the specific operational impact cannot be determined from the information provided.
low severity
0 Sentences added
0 Sentences removed
1 Sentences modified
19 Sentences before
19 Sentences after
Added
Removed
Modified
BeforeAfter
0Disclosure Library | Robinhood Disclosure Library Privacy RCT Financial Privacy Notice Jan 13, 2025, 12:30 PM RHY Financial Privacy Notice Dec 30, 2024, 11:00 AM Robinhood Children's Privacy Notice Oct 2, 2025, 11:45 AM Robinhood GLBA Financial Privacy Notice Jun 16, 2026, 05:37 PM Robinhood Non-Custodial Privacy Notice (Crypto Lending) Jun 25, 2026, 12:41 PM Robinhood Non-Custodial Privacy Policy Dec 23, 2022, 12:00 AM Robinhood US User Privacy Statement Block Explorer Disclosure Dec 23, 2022, 12:00 AM California Consumer Privacy Act (CCPA) Metrics Report Jul 1, 2026, 03:04 PM Characteristics and Risks of Standardized Options Mar 30, 2023, 12:00 AM Cortex Assistant Disclosure Jul 2, 2026, 01:38 PM Custom Indicators and Scans Disclosure Nov 17, 2025, 03:15 PM Distribution Terms and Conditions Dec 23, 2022, 12:00 AM Event Contracts Risk Disclosure Jun 1, 2026, 09:12 AM Extended Hours Trading Disclosure Jan 9, 2026, 02:15 PM FINRA - Customer Identification Program Notice Dec 23, 2022, 12:00 AM FINRA Public Disclosure Program Jan 15, 2026, 03:45 PM FINRA Rule 4340 Allocation Procedures Nov 16, 2023, 08:04 PM Futures Arbitration Agreement Jan 6, 2026, 05:15 PM Gold IRA Match T&Cs Mar 9, 2026, 05:00 PM High-Yield Cash Program Agreement Jun 24, 2026, 03:10 PM Initial Public Offering Risk Disclosures Oct 27, 2025, 11:15 AM Match Terms and Conditions Mar 18, 2026, 06:00 PM RAM - Robinhood Advisor Network Brochure Mar 3, 2026, 01:30 PM RAM Advisory Agreement Jun 15, 2026, 10:45 AM RCT Electronic Communications Agreement Mar 27, 2024, 12:15 PM RCT Licenses and Disclosures Jun 8, 2026, 03:15 PM Reg BI Disclosure Aug 12, 2025, 02:30 PM RHC Fee Schedule Jul 1, 2026, 10:37 AM RHD Client Agreement Jan 6, 2026, 04:00 PM RHD Fee Schedule May 28, 2026, 03:50 PM RHD Financial Disclosure Dec 23, 2022, 12:00 AM RHD Futures Risk Disclosure Statement May 3, 2024, 05:15 PM RHD Low Experience Risk Disclosure Feb 12, 2026, 04:15 PM RHD Low Income Risk Disclosure Feb 12, 2026, 04:15 PM RHF and RAM Customer Relationship Summaries Apr 2, 2026, 11:45 AM RHF and RHS Business Continuity Plan Summary Mar 31, 2026, 11:45 AM RHF and RHS Margin Disclosure Statement Sep 10, 2025, 08:30 AM RHF ETP Disclosure Jun 25, 2025, 05:00 PM RHF Fee Schedule Apr 30, 2026, 05:02 PM RHF Form CRS Responses to Conversation Starters Jul 10, 2025, 04:30 PM RHF Funds Availability Sep 5, 2023, 05:34 PM RHF Jurisdictions Feb 24, 2026, 06:45 PM RHF Low-Priced Securities Disclosure Jul 6, 2026, 02:15 PM RHF SEC Rule 606 and 607 Disclosure Apr 30, 2026, 05:02 PM RHF SIPC and Account Protection May 5, 2026, 04:00 PM RHF Use and Risk Disclosures Nov 10, 2025, 03:45 PM RHF-RHS Customer Agreement Jul 6, 2026, 01:54 PM RHF-RHS Market Volatility Overview Jul 24, 2025, 04:15 PM RHS Audited Statement of Financial Condition Mar 18, 2026, 11:45 AM RHS Carrying Agreement Nov 14, 2023, 02:30 PM RHS Customer Margin Account Agreement Jul 10, 2026, 11:45 AM RHS SEC Rule 606 and 607 Disclosure Apr 30, 2026, 05:02 PM RHS Unaudited Statement of Financial Condition Aug 4, 2025, 03:30 PM RHY Debit Authorization Dec 6, 2023, 05:02 PM Robinhood Annual Customer Disclosure Notice Nov 26, 2025, 12:15 PM Robinhood App Use Standards May 9, 2023, 03:00 PM Robinhood Asset Management Brochure and Brochure Supplements Jun 15, 2026, 11:15 AM Robinhood Banking Consumer Deposit Account Agreement Apr 9, 2026, 08:15 PM Robinhood Banking Debit MasterCard Cardholder Agreement Dec 17, 2025, 12:00 PM Robinhood Cash Card Agreement Nov 30, 2023, 06:00 PM Robinhood Connect Tools License Agreement Apr 26, 2023, 12:00 AM Robinhood Cortex Assistant Agreement Jul 2, 2026, 01:38 PM Robinhood Cortex Disclosure Dec 5, 2025, 01:30 PM Robinhood Crypto Customer Agreement Jul 1, 2026, 10:37 AM Robinhood Crypto Customer Code of Conduct Dec 23, 2022, 12:00 AM Robinhood Crypto Licenses & Disclosures Oct 29, 2025, 06:15 PM Robinhood Crypto Risk Disclosures Jul 1, 2026, 10:37 AM Robinhood Crypto Roundups Customer Agreement Aug 22, 2023, 12:32 PM Robinhood Gold Card Cardholder Agreement Dec 22, 2025, 04:00 PM Robinhood Gold Card Rewards Program Rules Apr 16, 2026, 12:00 PM Robinhood Legal Entity Disclosure Jul 10, 2025, 04:30 PM Robinhood Legend Agreement Feb 17, 2026, 02:30 PM Robinhood Legend Auto-send Acknowledgement Agreement May 5, 2026, 05:15 PM Robinhood Money Fee Schedule May 20, 2025, 03:00 PM Robinhood Money Licenses & Disclosures Aug 22, 2025, 01:15 PM Robinhood Money Spending Account Terms of Service Jan 6, 2026, 01:00 PM Robinhood Onchain Integration Terms Jul 1, 2026, 02:38 PM Robinhood Options Agreement Nov 6, 2025, 02:00 PM Robinhood Paycheck Recurring Investments Customer Agreement Mar 15, 2023, 12:00 AM Robinhood Platinum Card Cardholder Agreement May 13, 2026, 03:15 PM Robinhood Product Features Disclosures Jun 3, 2026, 10:06 AM Robinhood Social User Agreement Mar 13, 2026, 05:10 PM Robinhood Stock Lending Agreement Jun 4, 2025, 04:00 PM Robinhood Stock Lending Trust Consent Mar 4, 2024, 11:45 AM Robinhood Stock Roundups Customer Agreement Aug 22, 2023, 12:32 PM Robinhood Terms & Conditions Aug 22, 2025, 11:30 AM Robinhood Third-Party (Vendor) Code of Conduct Jul 11, 2025, 05:30 PM Robinhood User Account Agreement Mar 4, 2024, 06:45 PM Roth IRA Customer Agreement Jun 1, 2026, 09:54 AM Scanner Disclosure Feb 5, 2026, 12:32 PM Social Media at Trump Accounts May 28, 2026, 07:50 AM Special Purpose Acquisition Companies: Risk Disclosure Statement Dec 23, 2022, 12:00 AM Standard Social Media Disclosures Jul 1, 2026, 03:00 PM Traditional IRA Customer Agreement Jun 1, 2026, 09:54 AM Transfer on Death Beneficiary Agreement Jun 1, 2026, 11:30 AM Customer Relationship Summaries FINRA’s BrokerCheck Follow us on DEMOCRATIZE FINANCE FOR ALL™ Product Invest IPO Access Predict Strategies Agentic Trading Agentic Credit Card Retirement Gold Crypto Earn Staking Chain Wallet Connect API Legend Options Futures Trading Custodial Ventures Social Banking Gold Card Platinum Card Concierge Learn Snacks Legal & Regulatory Terms & Conditions Disclosures Robinhood US User Privacy Statement Robinhood Markets US Web Visitor Privacy Statement Law Enforcement Requests Your Privacy Choices Company About us Blog Partner With Us Vendors Affiliates Press Careers Investor Relations Support Sustainability Investor Index Robinhood Merch Legal & Regulatory Terms & Conditions Disclosures Robinhood US User Privacy Statement Robinhood Markets US Web Visitor Privacy Statement Law Enforcement Requests Your Privacy Choices PARTICIPATION IS POWER™ Robinhood means Robinhood Markets, Inc. and its in-application and web experiences with its family of wholly-owned subsidiaries.0Disclosure Library | Robinhood Disclosure Library Privacy RCT Financial Privacy Notice Jan 13, 2025, 12:30 PM RHY Financial Privacy Notice Dec 30, 2024, 11:00 AM Robinhood Children's Privacy Notice Oct 2, 2025, 11:45 AM Robinhood GLBA Financial Privacy Notice Jun 16, 2026, 05:37 PM Robinhood Non-Custodial Privacy Notice (Crypto Lending) Jun 25, 2026, 12:41 PM Robinhood Non-Custodial Privacy Policy Dec 23, 2022, 12:00 AM Robinhood US User Privacy Statement Block Explorer Disclosure Dec 23, 2022, 12:00 AM California Consumer Privacy Act (CCPA) Metrics Report Jul 1, 2026, 03:04 PM Characteristics and Risks of Standardized Options Mar 30, 2023, 12:00 AM Cortex Assistant Disclosure Jul 2, 2026, 01:38 PM Custom Indicators and Scans Disclosure Nov 17, 2025, 03:15 PM Distribution Terms and Conditions Dec 23, 2022, 12:00 AM Event Contracts Risk Disclosure Jun 1, 2026, 09:12 AM Extended Hours Trading Disclosure Jan 9, 2026, 02:15 PM FINRA - Customer Identification Program Notice Dec 23, 2022, 12:00 AM FINRA Public Disclosure Program Jan 15, 2026, 03:45 PM FINRA Rule 4340 Allocation Procedures Nov 16, 2023, 08:04 PM Futures Arbitration Agreement Jan 6, 2026, 05:15 PM Gold IRA Match T&Cs Mar 9, 2026, 05:00 PM High-Yield Cash Program Agreement Jun 24, 2026, 03:10 PM Initial Public Offering Risk Disclosures Oct 27, 2025, 11:15 AM Match Terms and Conditions Mar 18, 2026, 06:00 PM RAM - Robinhood Advisor Network Brochure Mar 3, 2026, 01:30 PM RAM Advisory Agreement Jun 15, 2026, 10:45 AM RCT Electronic Communications Agreement Mar 27, 2024, 12:15 PM RCT Licenses and Disclosures Jun 8, 2026, 03:15 PM Reg BI Disclosure Aug 12, 2025, 02:30 PM RHC Fee Schedule Jul 1, 2026, 10:37 AM RHD Client Agreement Jan 6, 2026, 04:00 PM RHD Fee Schedule May 28, 2026, 03:50 PM RHD Financial Disclosure Dec 23, 2022, 12:00 AM RHD Futures Risk Disclosure Statement May 3, 2024, 05:15 PM RHD Low Experience Risk Disclosure Feb 12, 2026, 04:15 PM RHD Low Income Risk Disclosure Feb 12, 2026, 04:15 PM RHF and RAM Customer Relationship Summaries Apr 2, 2026, 11:45 AM RHF and RHS Business Continuity Plan Summary Mar 31, 2026, 11:45 AM RHF and RHS Margin Disclosure Statement Sep 10, 2025, 08:30 AM RHF ETP Disclosure Jun 25, 2025, 05:00 PM RHF Fee Schedule Apr 30, 2026, 05:02 PM RHF Form CRS Responses to Conversation Starters Jul 10, 2025, 04:30 PM RHF Funds Availability Sep 5, 2023, 05:34 PM RHF Jurisdictions Feb 24, 2026, 06:45 PM RHF Low-Priced Securities Disclosure Jul 6, 2026, 02:15 PM RHF SEC Rule 606 and 607 Disclosure Apr 30, 2026, 05:02 PM RHF SIPC and Account Protection May 5, 2026, 04:00 PM RHF Use and Risk Disclosures Nov 10, 2025, 03:45 PM RHF-RHS Customer Agreement Jul 6, 2026, 01:54 PM RHF-RHS Market Volatility Overview Jul 24, 2025, 04:15 PM RHS Audited Statement of Financial Condition Mar 18, 2026, 11:45 AM RHS Carrying Agreement Nov 14, 2023, 02:30 PM RHS Customer Margin Account Agreement Jul 10, 2026, 11:45 AM RHS SEC Rule 606 and 607 Disclosure Apr 30, 2026, 05:02 PM RHS Unaudited Statement of Financial Condition Aug 4, 2025, 03:30 PM RHY Debit Authorization Dec 6, 2023, 05:02 PM Robinhood Annual Customer Disclosure Notice Nov 26, 2025, 12:15 PM Robinhood App Use Standards May 9, 2023, 03:00 PM Robinhood Asset Management Brochure and Brochure Supplements Jun 15, 2026, 11:15 AM Robinhood Banking Consumer Deposit Account Agreement Apr 9, 2026, 08:15 PM Robinhood Banking Debit MasterCard Cardholder Agreement Dec 17, 2025, 12:00 PM Robinhood Cash Card Agreement Nov 30, 2023, 06:00 PM Robinhood Connect Tools License Agreement Apr 26, 2023, 12:00 AM Robinhood Cortex Assistant Agreement Jul 2, 2026, 01:38 PM Robinhood Cortex Disclosure Dec 5, 2025, 01:30 PM Robinhood Crypto Customer Agreement Jul 1, 2026, 10:37 AM Robinhood Crypto Customer Code of Conduct Dec 23, 2022, 12:00 AM Robinhood Crypto Licenses & Disclosures Oct 29, 2025, 06:15 PM Robinhood Crypto Risk Disclosures Jul 1, 2026, 10:37 AM Robinhood Crypto Roundups Customer Agreement Aug 22, 2023, 12:32 PM Robinhood Gold Agreement Jul 14, 2026, 12:29 PM Robinhood Gold Card Cardholder Agreement Dec 22, 2025, 04:00 PM Robinhood Gold Card Rewards Program Rules Apr 16, 2026, 12:00 PM Robinhood Legal Entity Disclosure Jul 10, 2025, 04:30 PM Robinhood Legend Agreement Feb 17, 2026, 02:30 PM Robinhood Legend Auto-send Acknowledgement Agreement May 5, 2026, 05:15 PM Robinhood Money Fee Schedule May 20, 2025, 03:00 PM Robinhood Money Licenses & Disclosures Aug 22, 2025, 01:15 PM Robinhood Money Spending Account Terms of Service Jan 6, 2026, 01:00 PM Robinhood Onchain Integration Terms Jul 1, 2026, 02:38 PM Robinhood Options Agreement Nov 6, 2025, 02:00 PM Robinhood Paycheck Recurring Investments Customer Agreement Mar 15, 2023, 12:00 AM Robinhood Platinum Card Cardholder Agreement May 13, 2026, 03:15 PM Robinhood Product Features Disclosures Jun 3, 2026, 10:06 AM Robinhood Social User Agreement Mar 13, 2026, 05:10 PM Robinhood Stock Lending Agreement Jun 4, 2025, 04:00 PM Robinhood Stock Lending Trust Consent Mar 4, 2024, 11:45 AM Robinhood Stock Roundups Customer Agreement Aug 22, 2023, 12:32 PM Robinhood Terms & Conditions Aug 22, 2025, 11:30 AM Robinhood Third-Party (Vendor) Code of Conduct Jul 11, 2025, 05:30 PM Robinhood User Account Agreement Mar 4, 2024, 06:45 PM Roth IRA Customer Agreement Jun 1, 2026, 09:54 AM Scanner Disclosure Feb 5, 2026, 12:32 PM Social Media at Trump Accounts May 28, 2026, 07:50 AM Special Purpose Acquisition Companies: Risk Disclosure Statement Dec 23, 2022, 12:00 AM Standard Social Media Disclosures Jul 1, 2026, 03:00 PM Traditional IRA Customer Agreement Jun 1, 2026, 09:54 AM Transfer on Death Beneficiary Agreement Jun 1, 2026, 11:30 AM Customer Relationship Summaries FINRA’s BrokerCheck Follow us on DEMOCRATIZE FINANCE FOR ALL™ Product Invest IPO Access Predict Strategies Agentic Trading Agentic Credit Card Retirement Gold Crypto Earn Staking Chain Wallet Connect API Legend Options Futures Trading Custodial Ventures Social Banking Gold Card Platinum Card Concierge Learn Snacks Legal & Regulatory Terms & Conditions Disclosures Robinhood US User Privacy Statement Robinhood Markets US Web Visitor Privacy Statement Law Enforcement Requests Your Privacy Choices Company About us Blog Partner With Us Vendors Affiliates Press Careers Investor Relations Support Sustainability Investor Index Robinhood Merch Legal & Regulatory Terms & Conditions Disclosures Robinhood US User Privacy Statement Robinhood Markets US Web Visitor Privacy Statement Law Enforcement Requests Your Privacy Choices PARTICIPATION IS POWER™ Robinhood means Robinhood Markets, Inc. and its in-application and web experiences with its family of wholly-owned subsidiaries.

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