Old version
July 14, 2026 00:12 UTC
5a0187c7f1791325c4acd2cb6cf4229f6c23b3314b2cbbf0a7cb7e4918824dfb
CA-V-004851
New version
September 2, 2026 00:09 UTC
4c899fea253cf73f18d5d45b79d5b9a77e2ad595827c918580448a623751fa3f
CA-V-006292
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Change Summary
PayPal added new language to its User Agreement clarifying how business accounts can use the Send Money feature to pay for goods and services. The updated terms explain that different fees apply depending on whether the recipient has a PayPal account: if the recipient has a PayPal account, they pay commercial transaction fees; if they do not have a PayPal account, the payment is processed as a Bill Pay for Business Accounts transaction and the sender pays applicable fees. This change establishes explicit fee structures and processing categories for business-to-business payments that were previously less clearly defined.
low severity
5 Sentences added
0 Sentences removed
1 Sentences modified
856 Sentences before
861 Sentences after
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BeforeAfter
0PAYPAL USER AGREEMENT Menu Back To Home Page About Your Account Opening a PayPal Account Closing Your PayPal Account Link or Unlink a Payment Method Authorization to Charge Your Payment Method Receiving Funds, Holding a Balance, or Transferring Funds Managing Your Money in Multiple Currencies Taxes and Information Reporting Account Statements Sending Money and Buying Sending Money to a Friend or Family Member Fees for Sending Money to Friends and Family Buying Something From, Donating to, or Returning Something to, a Seller Who Accepts PayPal Payment Method Used for My Transaction Loyalty Cards PayPal Rewards Program PayPal’s Purchase Protection Program Selling and Accepting Payments Accepting Payments Transaction Fees for Online and In-Store Payments Refunds, Reversals and Chargebacks PayPal’s Seller Protection Program PayPal Advertising Program Restricted Activities, Holds, and Other Actions We May Take Restricted Activities Actions We May Take if You Engage in Any Restricted Activities Holds, Limitations, and Reserves Court Orders, Regulatory Requirements, or Other Legal Processes Liability for Unauthorized Transactions and Other Errors Protection from Unauthorized Transactions Error Resolution Processing Errors Returning Unauthorized or Excess Business Account Debits Remittance Transfer Errors Other Legal Terms Communications Between You and Us PayPal’s Rights Indemnification and Limitation of Liability Disclaimer of Warranty and Release Agreement to Arbitrate Intellectual Property Miscellaneous Download Printable PDF PAYPAL USER AGREEMENT About Your Account PAYPAL USER AGREEMENT Last updated on June 29, 2026 About Your Account Welcome to PayPal!0PAYPAL USER AGREEMENT Menu Back To Home Page Download Printable PDF PAYPAL USER AGREEMENT About Your Account PAYPAL USER AGREEMENT Last updated on September 1, 2026 About Your Account Welcome to PayPal!
233Payments for Goods or Services Sent from Business Account Business accounts may use the Send Money feature to send payments for goods or services to recipients with or without PayPal accounts.
234Different terms, conditions, and fees apply depending on whether the recipient has a PayPal account.
235If you send money from your PayPal business account using the Send Money for Goods and Services feature to a recipient with a PayPal account, the recipient will pay the fees applicable to commercial transactions .
236If you send money for goods and services from your PayPal business account using the Send Money feature to a recipient without a PayPal account, the payment will be processed as a Bill Pay for Business Accounts transaction.
237In that case, you will pay the applicable Bill Pay for Business Accounts fees .
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