| Before | After | ||
|---|---|---|---|
| 0 | PAYPAL USER AGREEMENT Menu Back To Home Page About Your Account Opening a PayPal Account Closing Your PayPal Account Link or Unlink a Payment Method Authorization to Charge Your Payment Method Receiving Funds, Holding a Balance, or Transferring Funds Managing Your Money in Multiple Currencies Taxes and Information Reporting Account Statements Sending Money and Buying Sending Money to a Friend or Family Member Fees for Sending Money to Friends and Family Buying Something From, Donating to, or Returning Something to, a Seller Who Accepts PayPal Payment Method Used for My Transaction Loyalty Cards PayPal Rewards Program PayPal’s Purchase Protection Program Selling and Accepting Payments Accepting Payments Transaction Fees for Online and In-Store Payments Refunds, Reversals and Chargebacks PayPal’s Seller Protection Program PayPal Advertising Program Restricted Activities, Holds, and Other Actions We May Take Restricted Activities Actions We May Take if You Engage in Any Restricted Activities Holds, Limitations, and Reserves Court Orders, Regulatory Requirements, or Other Legal Processes Liability for Unauthorized Transactions and Other Errors Protection from Unauthorized Transactions Error Resolution Processing Errors Returning Unauthorized or Excess Business Account Debits Remittance Transfer Errors Other Legal Terms Communications Between You and Us PayPal’s Rights Indemnification and Limitation of Liability Disclaimer of Warranty and Release Agreement to Arbitrate Intellectual Property Miscellaneous Download Printable PDF PAYPAL USER AGREEMENT About Your Account PAYPAL USER AGREEMENT Last updated on May 7, 2026 About Your Account Welcome to PayPal! | 0 | PAYPAL USER AGREEMENT Menu Back To Home Page Download Printable PDF PAYPAL USER AGREEMENT About Your Account PAYPAL USER AGREEMENT Last updated on May 19, 2026 About Your Account Welcome to PayPal! |
| 79 | If you have entered into an automatic payment agreement with a seller, you authorize PayPal to first charge your preferred or selected payment method for the available amount each time you make a purchase from the seller, including via recurring payments or any other future transactions scheduled in advance. | 79 | If you have entered into an automatic payment agreement with a seller, you authorize PayPal to charge your preferred or selected payment method for the available amount each time you make a purchase from the seller, including via recurring payments or any other future transactions scheduled in advance. |
| 104 | If you have opened a PayPal Debit Card Mastercard® account, enrolled in Direct Deposit, or bought or received cryptocurrency with your personal PayPal Balance account, we will place your U.S. dollar PayPal Balance funds in one or more Program Banks , where they will, subject to certain conditions, be eligible for pass-through FDIC insurance, up to applicable limits. | 104 | If you have opened a PayPal Debit Card Mastercard® account, enrolled in Direct Deposit, or bought or received cryptocurrency with your personal PayPal branded cryptocurrency account (“Crypto Account”), we will place your U.S. dollar PayPal Balance funds in one or more Program Banks , where they will, subject to certain conditions, be eligible for pass-through FDIC insurance, up to applicable limits. |
| 105 | Additionally, if you have bought or received cryptocurrency with your PayPal business account, we will place your US dollar business account funds at one or more Program Banks. | 105 | Additionally, if you have bought or received cryptocurrency with a Crypto Account linked to your PayPal business account, we will place your U.S. dollar business account funds at one or more Program Banks. |
| 111 | Cryptocurrency services and accounts are provided by PayPal Digital, Inc. | ||
| 112 | More information can be found in the Cryptocurrency Terms and Conditions . | ||
| 119 | The balance functionality in your business account will differ depending on wether we have been able to verify the required identifying information that you provide to us. | 121 | The balance functionality in your business account will differ depending on whether we have been able to verify the required identifying information that you provide to us. |
| 144 | If you have bought or received cryptocurrency with your PayPal business account, we will place your US dollar business account funds at one or more Program Banks. | 146 | If you have bought or received cryptocurrency with a Crypto Account linked to your PayPal business account, we will place your U.S. dollar business account funds at one or more Program Banks. |
| 544 | Account Limitations Limitations are implemented to help protect PayPal, buyers and sellers when we notice restricted activities , an increased financial risk, or activity that appears to us as unusual or suspicious. | 546 | Account Limitations Limitations are implemented to help protect PayPal, its affiliates, buyers and sellers when we notice restricted activities , an increased financial risk, or activity that appears to us as unusual or suspicious. |
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