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| 14 | Contact Information Last Updated June 18, 2026 At Mercury, we’re building radically different financial products for businesses and individuals alike, and trust is the gravity that holds it all together. | 14 | Contact Information Last Updated August 27, 2026 At Mercury, we’re building radically different financial products for businesses and individuals alike, and trust is the gravity that holds it all together. |
| 31 | Financial and commercial information , such as bank account details, transaction history, account balances, ownership information, and business formation documents. | 31 | Financial and commercial information , such as bank account details, transaction history, account balances, investment profile information, ownership information, and business formation documents. |
| 40 | Under California law, certain information we collect may be considered Sensitive Personal Information, including: Government-issued identifiers, such as your driver’s license, passport, state identification card, or social security number Financial account numbers (including credit and debit card number or details) Account login credentials, such as username and password Biometric information for the purposes of uniquely identifying a California resident We only use or share Sensitive Personal Information as allowed by law. | 40 | Under California law, certain information we collect may be considered Sensitive Personal Information, including: Government-issued identifiers, such as your driver’s license, passport, state identification card, or social security number Financial account numbers (including credit and debit card number or details) Account login credentials, such as username and password Biometric information for the purposes of uniquely identifying a California resident Demographic information, such as citizenship status or sex assigned at birth We only use or share Sensitive Personal Information as allowed by law. |
| 41 | Other Personal Information you choose to provide , such as information you provide when you contact us for assistance with our Services, information you enter into a survey or chat, or any other information you may provide when using or interacting with Mercury. 2.2 Personal Information We Process on Behalf of Businesses and Through Integrations If you use Mercury for business purposes, we may process Personal Information about individuals connected to your business. | 41 | Other Personal Information you choose to provide , such as information you provide when you contact us for assistance with our Services, information you enter into a survey or chat, or any other information you may provide when using or interacting with Mercury. 2.2 Personal Information We Process on Behalf of Businesses and Through Integrations If you use Mercury for business purposes, or if you receive services from a business that uses Mercury, we may process Personal Information about individuals connected to that business. |
| 42 | This may include: Employees Contractors Authorized Users Vendors Customers Other third parties you transact with through the Services We may collect this information when you provide it to us directly or when it is transmitted through your use of the Services. | 42 | This may include: Employees Contractors and other payment beneficiaries Authorized Users Vendors and other payment recipients Customers Dependents, beneficiaries, and other individuals designated by employees or contractors for benefits, tax, or payment purposes Other third parties you or the business interact or transact with through the Services We may collect this information when you or the business provide it to us directly, when it is transmitted through the use of our Services, or when we collect it directly from these individuals at the business’s direction. |
| 43 | For example, a business may authorize us to collect payment information directly from a contractor or other payment recipient to enable us to send payments to that individual. | ||
| 44 | In some cases, we may collect this information through an affiliated platform used for payroll, contractor management, benefits, or similar services. | ||
| 61 | Execute and support payment transactions, including international wire transfers and other payments you initiate or that you authorize through affiliated platforms. | ||
| 62 | This includes processing information about the parties involved in a payment to validate the transaction, route it through appropriate banking infrastructure, comply with applicable financial regulations, and meet our own legal obligations. | ||
| 63 | Provide payroll and employment-related services, such as calculating and processing wages, tax withholdings, and benefits contributions; preparing employment-related filings; supporting employment eligibility verification; and administering benefits enrollment. | ||
| 64 | Mercury may send SMS and MMS messages to users who have explicitly opted in to receive them through our Services, including our Receipt Texting feature. | 69 | Mercury may send SMS and MMS messages to users who have explicitly opted in to receive them through our Services, including transactional messages (such as our Receipt Texting feature) and, where you have provided separate consent, marketing and promotional messages. |
| 65 | If you opt in to receive SMS messages from Mercury, your mobile phone number and SMS opt-in consent data will not be sold, rented, or shared with third parties, affiliates or partners for marketing or promotional purposes. | 70 | If you opt in to receive SMS messages from Mercury, your mobile phone number and SMS opt-in consent data will not be sold, rented, or shared with third parties or partners for their own marketing or promotional purposes. |
| 67 | Under no circumstances will mobile opt-in data be used for advertising or shared with data brokers. | 72 | Under no circumstances will mobile opt-in data be used by third parties for their own advertising purposes. |
| 73 | If you separately opt in to receive marketing SMS messages from Mercury, we may use your phone number and related account activity to send and personalize those messages. | ||
| 75 | Opting out of marketing SMS will not affect your receipt of transactional messages. | ||
| 160 | The Personal Information in a business account is governed by our agreement with the business.You should direct any questions about Personal Information we are processing on behalf of a business customer directly to that business. 9.4. Authorized Agents In some jurisdictions, you may designate an authorized agent to submit a request on your behalf. | 167 | The Personal Information in a business account is governed by our agreement with the business. |
| 168 | This includes information about employees, contractors, payment beneficiaries, and other individuals connected to that business. | ||
| 169 | You should direct any questions about Personal Information we are processing on behalf of a business customer directly to that business. 9.4. Authorized Agents In some jurisdictions, you may designate an authorized agent to submit a request on your behalf. | ||
| 167 | If you are located outside the United States, your Personal Information may be transferred to and processed in jurisdictions that may not provide the same level of data protection as your home country. | 176 | If you are located outside the United States, your Personal Information may be transferred to and processed in jurisdictions that may not provide t he same level of data protection as your home country. |
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