Old version
May 5, 2026 06:23 UTC
3442a82ddca2da0c61fcf73397c18f5f97aefd3286368461b08854a895d1708f
CA-V-001273
New version
July 8, 2026 00:57 UTC
83de19990491d14cb7bd6a773bb47c17b04394a17895d1ef4a04892a2afb927e
CA-V-004617
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Change Summary
Geico restructured its website terms of use on July 8, 2026, replacing specific operational restrictions and liability limitations with a more general acceptance framework. The previous terms explicitly disclaimed liability for damages from website use, performance failures, viruses, and related issues. The updated terms now open with an acceptance-of-terms clause but remove the detailed liability limitations section entirely, shifting the document's structure from itemized restrictions to a general governing statement.
medium severity
42 Sentences added
34 Sentences removed
6 Sentences modified
42 Sentences before
50 Sentences after
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Removed
Modified
BeforeAfter
0GEICO - Terms And Conditions Terms and Conditions of Website Use The material provided on the geico.com website, including the information and any images incorporated in the site, is for your personal private non-commercial use only.0GEICO - Terms And Conditions Terms and Conditions of Website Use Acceptance of Terms.
1You may not modify, republish, post or transmit anything you obtain from this website, including anything you download from the site, unless you first obtain our consent.1These Terms and Conditions of Website Use (the “Terms”) govern your use of geico.com (the “Site”).
2You agree not to engage in systematic retrieval of data or other content from geico.com.2Your use of this Site and access to information or content on it constitutes your acceptance of these Terms.
3We request that you not create any kind of hyperlink from any other site to ours unless you first obtain our permission.3If you do not agree with these Terms, you must not use this Site.
4Due to possible linguistic differences, advertising statements in Spanish may not necessarily reflect the content of the policy written in English.4About.
5In the event of a dispute concerning policy terms, the policy written in English will apply.Removed
6It is very important that you read the next two sections carefully.Removed
7LIMITATION OF LIABILITY GEICO WILL NOT BE RESPONSIBLE FOR ANY DAMAGES OR INJURIES THAT ACCOMPANY OR RESULT FROM YOUR USE OF ITS SITES.Removed
8THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY: (1) USE OF (OR INABILITY TO USE) THE SITES; (2) USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM ITS WEBSITES; (3) FAILURE OF PERFORMANCE; (4) ERROR; (5) OMISSION; (6) INTERRUPTION; (7) DEFECT; (8) DELAY IN OPERATION OR TRANSMISSION; (9) COMPUTER VIRUS; OR (10) LINE FAILURE.Removed
9WE ARE NOT LIABLE FOR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES, WHICH ARE DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY, DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY, OR OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY.Removed
10FURTHERMORE, EXCEPT AS PROVIDED BELOW, WE ARE NOT LIABLE EVEN IF WE HAVE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES—OR BOTH.Removed
11HOWEVER, IN CERTAIN STATES WHERE THE LAW MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR THESE INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY AND YOU MAY HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES.Removed
12IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES AND CLAIMS OF ANY KIND, WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, OR THEY ARE CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT OR ANY OTHER LEGAL THEORY, WILL NOT BE GREATER THAN THE AMOUNT YOU HAVE PAID TO ACCESS OUR SITES.Removed
13DISCLAIMER THE MATERIAL ON OUR SITES IS PROVIDED AS IS.Removed
14THIS MEANS THAT GEICO DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES ABOUT THE MATERIAL IN THE SITES.Removed
15THIS INCLUDES, BUT IT IS NOT LIMITED TO, WARRANTIES THAT: (1) THE MATERIAL IS OF ANY PARTICULAR LEVEL OF QUALITY OR IS FIT FOR A PARTICULAR PURPOSE; (2) THAT THE FUNCTIONAL ELEMENTS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE; (3) THAT DEFECTS WILL BE CORRECTED; (4) THAT OUR SITES, OR THE SERVERS THAT MAKE THEM AVAILABLE ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS OR CONDITIONS; OR (4) THAT INFORMATION CONTAINED IN THE SITES IS ACCURATE AS OF ANY PARTICULAR DATE.Removed
16We sometimes provide access to other World Wide Websites from our sites or you may have reached our site from another site.Removed
17However, we do not endorse or approve any products or information offered to you at sites you may reach from our sites or from which you may have reached our site.Removed
18The Uniform Resource Locator (URL) address in your web browser will tell you if you are still in the GEICO site or have moved elsewhere.Removed
19By providing material on our website GEICO does not in any way promise that the materials will remain available to you or that you will qualify for the products we offer.Removed
20GEICO is entitled to terminate all or part of any of its Websites at any time, without notice to you.Removed
21When you select a password and sign-up in order to access GEICO's online policyholder services, you agree to the following conditions: GEICO is authorized to act on instructions received under your password without any requirement to question those instructions; GEICO is not liable for any unauthorized access to your personal information that is not directly due to the negligence of GEICO; Your password contains sensitive information and you will keep it confidential and secret; You will notify GEICO immediately if you believe anyone else has learned your password or if you believe an unauthorized access to GEICO or your personal information has occurred or may occur; GEICO may deny access or block any transaction made under your password without prior notice if we believe your password is being used by someone other than you, or if any unauthorized access to your personal information has occurred or may occur, or for any other reason, but we are under no obligation to do so.Removed
22Violating the Terms and Conditions of Website Use may lead to a revocation of GEICO website access privileges.Removed
23AI Virtual Assistant GEICO's AI Virtual Assistant is intended for informational purposes only.Removed
24A live agent may be requested at any time.Removed
25Any information provided is not intended as insurance advice and should not be interpreted as such.Removed
26Any insurance decision, including coverage amounts, limits, and deductibles, or payment due is solely and ultimately the responsibility of the insured, and GEICO is not liable for any information that is inaccurate, missing, or misinterpreted.Removed
27The material contained within the AI Virtual Assistant is subject to change at any time, and GEICO makes no guarantee about the quality or accuracy of said content.Removed
28Any information provided to the Virtual Assistant may be used consistent with our Privacy Policy.Removed
29PRIVACY All information collected from users of our sites is subject to our Privacy Policy, which is incorporated by reference into this agreement.Removed
30For more information, see our Privacy Policy .Removed
31JURISDICTION Unless otherwise specified, the materials in our site are presented to provide information about the Government Employees Insurance Companies and their affiliates, (collectively "GEICO"), our insurance products and the insurance business.Removed
32GEICO operates and controls its sites from the Company’s headquarters in Chevy Chase, Maryland, in the United States of America, and Maryland law shall govern and control any action concerning the GEICO sites.Removed
33We do not in any way imply that the materials on the sites or the products we discuss are available or for use outside the United States or in jurisdictions in which we are not licensed to do business, or that we are soliciting business in any such jurisdiction.Removed
34By completing an on-line request for a rate quote, you are confirming that you are not a resident in any such jurisdiction.Removed
35By using the geico.com website, you agree to these Terms and Conditions of Website Use.Removed
36MISCELLANEOUS These Terms and Conditions of Website Use, and the agreement they create, shall be governed by and interpreted according to the laws of the State of Maryland, without giving effect to Maryland’s conflict of laws principles.Removed
37If any provision of this agreement is unlawful, void or unenforceable, it shall not affect the validity and enforceability of any remaining provisions.Removed
38GEICO may modify these Terms and Conditions of Website Use, and the agreement they create, at any time, simply by updating this posting or the information on its website and without notice to you.Removed
41In the rate quote application, photos are of models; testimonials are from actual GEICO policyholders. Print © 1996- GEICO7This Site presents information and content that is owned or licensed by GEICO.
8When used in these Terms, “we” and “our” means GEICO and “you” and “your” refers to any individual, company, or legal entity that accesses or otherwise uses this Site.
9Permitted Use and Ownership of Materials.
10All materials and information on this Site are owned by GEICO and are protected by U.S. and international copyright, trademark, and other intellectual property laws.
11The GEICO name and logo and all related product and service names, design marks, and slogans, are trademarks or service marks, whether registered or unregistered, of GEICO and may not be used in any manner without the prior written consent of GEICO.
12All other trademarks and service marks are the property of their respective owners.
13Subject to your compliance with these Terms, GEICO grants you a limited, non-exclusive, non-transferable, revocable license to access, use, copy, and distribute these materials, as they appear on this site and without alteration, for your personal, private, non-commercial use provided you retain all copyright and proprietary notices.
14You may not modify, republish, post, create derivative works, upload, transmit, distribute, sell, license, use any of this Site’s content or frame this Site within any other website, or otherwise exploit any of this Site’s content without our prior written permission.
15Systematic retrieval of data or other content from this Site to create or compile, directly or indirectly, a collection, compilation, database or directory, without our prior written permission, is prohibited.
16You may not use this site to engage in any illegal activity.
17You may not use this site to engage in conduct which is defamatory, libelous, threatening or harassing or that infringes upon a third party’s intellectual property or other proprietary rights.
18Any rights not expressly granted herein are reserved by GEICO.
19This license automatically terminates if you violate these Terms and may be terminated by GEICO, at its discretion, at any time.
20Upon termination, you must immediately cease all use of the Site and destroy any materials you obtained from the Site.
21Privacy.
22All information collected from users of our Site is subject to our Privacy Policy , which is incorporated by reference into these Terms.
23You agree that GEICO may, with or without the assistance of service providers, use session replay or similar technologies to monitor online interactions.
24Account Access and Security.
25When you select a password and sign up to access GEICO's online policyholder services, you agree that the information you provide in connection with establishing an account is accurate and you will keep your information up to date.
26Your password is sensitive information and you must keep it confidential and secret.
27GEICO is not liable for any unauthorized access to your personal information that is not directly due to the negligence of GEICO.
28You will notify GEICO immediately if you believe anyone else has learned your password or if you believe an unauthorized access to GEICO or your personal information has occurred or may occur.
29GEICO may, but is under no obligation to, deny access or block any transaction made under your password without prior notice if (i) we believe your password is being used by someone other than you; (ii) any unauthorized access to your personal information has occurred or may occur; or (iii) for any other reason.
30Third-Party Links.
31The Site may contain links to third-party websites.
32GEICO does not control and is not responsible for the content, products or services at websites you may reach from our Site or from which you may have reached our Site.
33DISCLAIMER OF WARRANTIES THIS SITE AND ALL CONTENT PROVIDED HEREIN IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
34GEICO DOES NOT WARRANT OR REPRESENT THAT THE FUNCTIONAL ELEMENTS CONTAINED ON THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT OUR SITES, OR THE SERVERS THAT MAKE THEM AVAILABLE ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS OR CONDITIONS, OR THAT INFORMATION CONTAINED ON THE SITE IS ACCURATE AS OF ANY PARTICULAR DATE.
35LIMITATION OF LIABILITY TO THE FULLEST EXTENT PERMITTED BY LAW: GEICO WILL NOT BE RESPONSIBLE FOR (A) ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE.
36IN STATES WHERE THE LAW MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATIONS MAY NOT APPLY AND YOU MAY HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES.
37Jurisdiction and Governing Law.
38These Terms are governed by the laws of the State of Maryland without regard to conflict of law principles.
39The offerings or products discussed on this Site are not available or for use outside of the United States or in jurisdictions in which we are not licensed to do business and we are not soliciting business in any such jurisdiction.
40By completing an online request for a rate quote, you are confirming that you are not a resident in any such jurisdiction.
41Modification/Termination.
42GEICO may modify these Terms at any time and without notice to you, by posting updated terms or language on the Site.
43Changes are effective when posted and your continued use of the Site constitutes acceptance of the revised Terms.
44Miscellaneous.
45This Site does not intend to market any products or services to children under thirteen (13) years of age.
46GEICO does not knowingly gather or solicit data from children under thirteen (13) years of age through this Site for marketing purposes.
47By using this Site, you represent that you are not under thirteen (13) years of age.
48By providing material on our Site, GEICO does not in any way promise that the materials will remain available to you or that you will qualify for the products we offer.
49GEICO is entitled to terminate all or part of any of its Sites at any time, without notice to you. Print © 1996- GEICO
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