| Before | After | ||
|---|---|---|---|
| 7 | Individual User Agreement Last updated: June 29, 2026 Welcome to Coinbase! | 7 | Individual User Agreement Last updated: July 22, 2026 Welcome to Coinbase! |
| 15 | Services and supported assets may vary by jurisdiction. | 15 | Services and supported assets may vary by jurisdiction. “Asset Transformation” means the process by which a protocol may upgrade or otherwise change a Digital Asset to a different version (e.g., from v1 to v2 of a Digital Asset). “Coinbase Supported Migration” refers to when Coinbase facilitates the transfer of your Supported Digital Assets to a newer version in connection with an Asset Transformation. |
| 90 | In particular, the underlying protocols may be subject to sudden changes in operating rules (including “forks”). | 90 | In particular, the underlying protocols may be subject to sudden changes in operating rules (including “forks”) or may choose to conduct an Asset Transformation at their discretion. |
| 95 | Coinbase’s response to any operating change is subject to its sole discretion and may include deciding not to support any new Digital Asset, fork, or other actions. | 95 | Coinbase may, at its own discretion, choose to conduct a Coinbase Supported Migration of a Supported Digital Asset that has been or will be subject to an Asset Transformation on behalf of customers who, at the relevant time period, hold the Supported Digital Asset. |
| 96 | Coinbase’s response to any operating change is subject to its sole discretion and may include deciding not to support any new Digital Asset, Asset Transformation, fork, or other actions. | ||
| 97 | You acknowledge and accept that Coinbase has sole discretion to determine its response to any operating change and that we have no responsibility to assist you with unsupported currencies or protocols. | 98 | You acknowledge and accept that Coinbase has sole discretion to determine its response to any operating change and that we have no responsibility to assist you with unsupported currencies, including any Digital Asset subject to an Asset Transformation, or protocols, and that Coinbase shall not be liable or responsible to you for any loss resulting from any inability to transfer your Digital Assets during a Coinbase Supported Migration or otherwise resulting from an Asset Transformation. |
| 108 | You consent to all such permitted transfers. 2.7.2 Application of the Uniform Commercial Code. | 109 | You consent to all such permitted transfers. |
| 110 | You hereby instruct Coinbase to effectuate Coinbase Supported Migrations involving Supported Digital Assets you may hold, on your behalf, at such time and in such manner as Coinbase solely determines it is appropriate to do so. 2.7.2 Application of the Uniform Commercial Code. | ||
| 1014 | Where you maintain a brokerage account with our affiliate (“Brokerage Account”), CCM, you hereby agree to provide us (Coinbase) with a standing instruction to receive from CCM’s clearing and carrying broker-dealer any free credit balance, including those derived from sale proceeds, cash dividends and interest, held in your Brokerage Account and a standing instruction for us to promptly process and transfer your cash funds held in your Account to CCM’s clearing and carrying broker-dealer to pay for securities purchases you effected through your Brokerage Account. | 1016 | Where you maintain a brokerage account with our affiliate (“Brokerage Account”), CCM, you hereby agree to provide us (Coinbase) with a standing instruction to receive from CCM’s clearing and carrying broker-dealer any free credit balance, including those derived from sale proceeds, cash dividends and interest, held in your Brokerage Account and a standing instruction for us reserve or hold funds in connection with pending orders or conditional offers to buy placed through your Brokerage Account, as required, and to promptly process and transfer your cash funds held in your Account to CCM’s clearing and carrying broker-dealer to pay for securities purchases you effected through your Brokerage Account. |
| 1015 | If you fail to pay for a security you purchase or fail to deliver a security you sell through CCM, you hereby authorize us, upon CCM’s demand for payment made to us and without notice to you, to use your property cover any losses that CCM may suffer as a result of your failure to pay for securities purchased or deliver securities sold, by using any property of yours under our control to make CCM whole, including liquidating any such property. 11.6. Eligibility. | 1017 | If you fail to pay for a security you purchase or fail to deliver a security you sell through CCM, you hereby authorize us, upon CCM’s demand for payment made to us and without notice to you, to use your property cover any losses that CCM may suffer as a result of your failure to pay for securities purchased or deliver securities sold, by using any property of yours under our control to make CCM whole, including liquidating any such property. 11.4. Eligibility. |
| 1017 | We reserve the right to not offer equities trading to you at our discretion. 11.7. Customer Representations. | 1019 | We reserve the right to not offer equities trading to you at our discretion. 11.5. Customer Representations. |
| 1024 | You understand and agree that Coinbase may restrict your ability to enter orders or otherwise transact in your account in order to comply with regulatory restrictions, trading halts, government sanctions, and government orders. 11.8. Information Disclosure. | 1026 | You understand and agree that Coinbase may restrict your ability to enter orders or otherwise transact in your account in order to comply with regulatory restrictions, trading halts, government sanctions, and government orders. |
| 1027 | You further represent and warrant that you will not participate in any initial public offering (IPO) or other new issue offering through CCM if you (or any account in which you have a beneficial interest) are a 'restricted person' under FINRA Rule 5130, or if such participation is otherwise prohibited under FINRA Rule 5131. | ||
| 1028 | You agree to promptly notify CCM if your eligibility status under these rules changes. 11.6. Information Disclosure. | ||
| 1026 | Furthermore, by submitting an account application with CCM, you authorize Coinbase to provide information about you and your account to the carrying broker, as required and necessary, and the carrying broker in its discretion may obtain your account documentation directly from you. 11.9. Prohibited Use. | 1030 | Furthermore, by submitting an account application with CCM, you authorize Coinbase to provide information about you and your account to the carrying broker, as required and necessary, and the carrying broker in its discretion may obtain your account documentation directly from you. 11.7. Prohibited Use. |
| 1027 | You agree to not to engage in manipulative or deceptive trading practices, as outlined in the CCM Customer Agreement, Section 15.3, a copy of which can be found at https://coinbase.com/ccm . 12. | 1031 | You agree to not to engage in manipulative or deceptive trading practices, as outlined in the CCM Customer Agreement, Section 16.3, a copy of which can be found at https://coinbase.com/ccm . 12. |
| 1176 | Coinbase Business User Agreement Last updated: February 5, 2026 Welcome to Coinbase! | 1180 | Coinbase Business User Agreement Last updated: July 22, 2026 Welcome to Coinbase! |
| 1183 | Services and supported assets may vary by jurisdiction. “ Authorized Representative ” means the executive officer, senior manager or other individual applying for your Business Account with authority to transact and exercise control over your account. | 1187 | Services and supported assets may vary by jurisdiction. “ Authorized Representative ” means the executive officer, senior manager or other individual applying for your Business Account with authority to transact and exercise control over your account. “Asset Transformation” means the process by which a protocol may upgrade or otherwise change a Digital Asset to a different version (e.g., from v1 to v2 of a Digital Asset). “Coinbase Supported Migration” refers to when Coinbase facilitates the transfer of your Supported Digital Assets to a newer version in connection with an Asset Transformation. |
| 1262 | In particular, the underlying protocols may be subject to sudden changes in operating rules (including “forks”). | 1266 | In particular, the underlying protocols may be subject to sudden changes in operating rules (including “forks”) or may choose to conduct an Asset Transformation at their discretion. |
| 1267 | Coinbase’s response to any operating change is subject to its sole discretion and may include deciding not to support any new Digital Asset, fork, or other actions. | 1271 | Coinbase may, at its own discretion, choose to conduct a Coinbase Supported Migration of a Supported Digital Asset that has been or will be subject to an Asset Transformation on behalf of customers who, at the relevant time period, hold the Supported Digital Asset. |
| 1272 | Coinbase’s response to any operating change is subject to its sole discretion and may include deciding not to support any new Digital Asset, Asset Transformation, fork, or other actions. | ||
| 1269 | You acknowledge and accept that Coinbase has sole discretion to determine its response to any operating change and that we have no responsibility to assist you with unsupported currencies or protocols. | 1274 | You acknowledge and accept that Coinbase has sole discretion to determine its response to any operating change and that we have no responsibility to assist you with unsupported currencies, including any Digital Asset subject to an Asset Transformation, or protocols, and that Coinbase shall not be liable or responsible to you for any loss resulting from any inability to transfer your Digital Assets during a Coinbase Supported Migration or otherwise resulting from an Asset Transformation. |
| 1278 | Except as required by law, or except as provided herein, Coinbase will not sell, transfer, loan, hypothecate, or otherwise alienate Supported Digital Assets in your Digital Asset Wallet unless instructed by you. 2.7.2 Application of the Uniform Commercial Code . | 1283 | Except as required by law, or except as provided herein, Coinbase will not sell, transfer, loan, hypothecate, or otherwise alienate Supported Digital Assets in your Digital Asset Wallet unless instructed by you. |
| 1284 | You hereby instruct Coinbase to effectuate Coinbase Supported Migrations of Supported Digital Assets you may hold, on your behalf, at such time that Coinbase solely determines it is appropriate to do so. 2.7.2 Application of the Uniform Commercial Code . | ||
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