Old version
May 15, 2026 00:06 UTC
2de00cc35f22453575792bde4b124147770c838ec9e1e04e377137ef1c97dc29
CA-V-002630
New version
June 9, 2026 00:07 UTC
fb83b081b62fd76b132751b0a80a5349227efd7535eeffee4d4e8cab63bfbbc7
CA-V-003545
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Change Summary
Coinbase added a new section to its User Agreement describing Third-Party Liquid Staking Tokens (LSTs) and how they operate when held in a Coinbase account. The updated terms explain that Third-Party LSTs represent entitlements to underlying staked assets plus rewards, that they are minted and controlled by third-party protocols rather than Coinbase, and that holding them entitles users to the economic value and risks of the underlying staked asset. This establishes explicit contractual terms governing how Coinbase treats these tokens differently from its own cbETH product.
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26 Sentences added
0 Sentences removed
2 Sentences modified
1728 Sentences before
1754 Sentences after
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7Individual User Agreement Last updated: May 14, 2026 Welcome to Coinbase!7Individual User Agreement Last updated: June 8, 2026 Welcome to Coinbase!
657Requests to unwrap cbETH may not be processed immediately. 4.657Requests to unwrap cbETH may not be processed immediately. 1.9. Third-Party Liquid Staking Tokens.
658If you have staked a Supported Digital Asset through Coinbase, you may be able to wrap that staked asset into a third-party liquid staking token (each a "Third-Party LST") and later unwrap it back to the underlying staked asset.
659Please visit our Help Center for more information on the Third-Party LSTs we support.
660If you hold a Third-Party LST in your Coinbase Account, whether or not you obtained it through wrapping on Coinbase, the provisions of this Section apply to your relationship with us with respect to that Third-Party LST.
661This Section governs Third-Party LSTs and does not govern cbETH, which is governed by Sections 1.7-1.8. 1.9.1 What a Third-Party LST represents .
662A Third-Party LST is a Digital Asset minted by a third party or its smart contracts.
663In broad terms, it represents your entitlement to a corresponding unit of the underlying staked asset, plus accrued rewards, redeemable subject to the operating rules of the third-party protocol.
664By holding a Third-Party LST, you remain entitled to the economic value, risk, and rewards of the underlying staked asset.
665Coinbase does not hold or control the underlying assets, and Coinbase does not mint the Third-Party LST.
666The Third-Party LST itself, when held in your Coinbase Account, is custodied under Section 2.7 like any other Digital Asset. 1.9.2 How wrapping works .
667When you choose to wrap your staked asset into a Third-Party LST, Coinbase takes blockchain operations on your behalf to deposit your asset (and any accrued rewards) into the third-party protocol, and the resulting Third-Party LST is reflected in your Coinbase Account.
668The quantity of Third-Party LST you receive is set by the conversion rate published by that protocol or an operator of that protocol at the time of the wrap.
669The conversion rate may fluctuate over time based on protocol rewards, slashing, validator performance, and other factors outside Coinbase's control. 1.9.3 How unwrapping works.
670If you hold a Third-Party LST in your Coinbase Account and meet the eligibility requirements, you may instruct Coinbase to unwrap it.
671Coinbase will undertake blockchain operations on your behalf to submit a redemption request to the third-party protocol, sending the Third-Party LST to the protocol in exchange for the corresponding amount of the underlying staked asset at the pertinent conversion rate.
672The underlying staked asset and any accrued rewards (as factored into the conversion rate) will remain locked in the third-party protocol until you instruct Coinbase to unstake those assets and the protocol unstaking process is complete, as described in Section 1.4. Unwrap requests may not be processed immediately and may be subject to the timing of the underlying blockchain network and the third-party protocol. 1.9.4 Coinbase's role .
673Coinbase undertakes blockchain operations to facilitate the wrapping and/or unwrapping of a Third-Party LST on your behalf.
674Coinbase does not govern the third-party protocols or the underlying blockchain networks. 1.9.5 Eligibility and availability.
675Geographic restrictions and limitations may apply, and eligibility is subject to change without prior notice. 1.9.6 Terms of use.
676By wrapping a staked asset into a Third-Party LST or unwrapping a Third-Party LST into the underlying staked asset, you agree that: (a) Once wrapped, you cannot redeem the underlying staked asset or claim its accrued rewards except by unwrapping the Third-Party LST as described in Section 1.9.3. (b) The staked asset underlying a Third-Party LST is subject to validator-level and protocol-level penalties (which may include slashing on networks that implement it) and other protocol-level risks.
677(c) Coinbase does not guarantee the value of the underlying staked asset or any accrued rewards, and is not responsible for any decrease in value, including any decrease from validator-level or protocol-level penalties incurred at the third-party protocol level.
678(d) The market price of a Third-Party LST may differ from the implied value of the underlying staked asset.
679(e) Coinbase does not guarantee a successful unwrap, exchange, or sale of any Third-Party LST, and will not backstop or otherwise intervene to provide Third-Party LST liquidity.
680(f) Coinbase does not guarantee the security or functionality of any third-party protocol, software, or technology related to a Third-Party LST and is not responsible for losses caused by their failure.
681(g) Coinbase does not own or control the underlying blockchain network or the third-party staking protocol.
682Each Third-Party LST is subject to Section 2.6 of this Agreement, like other Digital Assets.
683(h) Regulatory actions could affect any Third-Party LST and limit the services Coinbase can provide with respect to it. 4.
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