| March 6, 2026 18:27 UTC | March 11, 2026 06:01 UTC | ||||
|---|---|---|---|---|---|
| f | 1 | Skip to contentSkip to site index | f | 1 | Skip to contentSkip to site index |
| 2 | Cryptocurrencies | 2 | Cryptocurrencies | ||
| 3 | Individuals | 3 | Individuals | ||
| n | 4 | | n | 4 | Trade |
| 5 | Buy and sellBuy, sell, and use crypto | 5 | CryptoBuy and sell cryptocurrencies | ||
| 6 | | ||||
| 7 | Prediction marketsNewTrade on sports, crypto, politics, and more | ||||
| 8 | | ||||
| 9 | DerivativesNewAmplify your trades with futures and perpetual futures | ||||
| 10 | | ||||
| 11 | StocksNewCommission-free 24/5 stock trading | ||||
| 12 | | ||||
| 13 | Token salesNewGet early access to upcoming tokens | ||||
| 6 | | 14 | | ||
| 7 | AdvancedProfessional-grade trading tools | 15 | AdvancedProfessional-grade trading tools | ||
| n | 8 | | n | ||
| 9 | Base AppPost, earn, trade, and chat, all in one place | ||||
| 10 | | ||||
| 11 | EarnStake your crypto and earn rewards | ||||
| 12 | | 16 | | ||
| 13 | Coinbase OneGet zero trading fees and more | 17 | Coinbase OneGet zero trading fees and more | ||
| 14 | | 18 | | ||
| 15 | Coinbase WealthInstitutional-grade services for UHNW | 19 | Coinbase WealthInstitutional-grade services for UHNW | ||
| n | 16 | | n | 20 | Earn |
| 17 | Private ClientFor trusts, family offices, UHNWIs | 21 | Credit CardNewEarn up to 4% Bitcoin back on every purchase. Terms apply. | ||
| 18 | | ||||
| 19 | Credit CardEarn up to 4% bitcoin back | ||||
| 20 | | ||||
| 21 | OnchainDive into the world of onchain apps | ||||
| 22 | | 22 | | ||
| n | 23 | Debit CardSpend crypto, get crypto back | n | 23 | Debit cardEarn crypto rewards in Visa debit |
| 24 | | 24 | | ||
| 25 | LearnCrypto tips and guides | 25 | StakingStake your crypto and earn rewards | ||
| 26 | System Update 2025The next chapter of Coinbase. Live on X 12/17. | 26 | | ||
| 27 | Learn more | 27 | USDC rewardsEarn up to 3.50% APY through USDC | ||
| 28 | | ||||
| 29 | BorrowGet a crypto-backed loan up to $1M | ||||
| 30 | | ||||
| 31 | Base AppPost, earn, trade, discover apps, and chat with friends, all in one plac | ||||
| > | e | ||||
| 32 | Trade stocks around the clock with 24/5 access and pay zero commission. | ||||
| 33 | Start trading | ||||
| 28 | Businesses | 34 | Businesses | ||
| 29 | | 35 | | ||
| 30 | BusinessCrypto trading and payments for startups and SMBs | 36 | BusinessCrypto trading and payments for startups and SMBs | ||
| 92 | | 98 | | ||
| 93 | Sign in | 99 | Sign in | ||
| 94 | Sign up | 100 | Sign up | ||
| n | 95 | User Agreement | n | ||
| 96 | Privacy | ||||
| 97 | Prohibited Uses | ||||
| 98 | Cookie Policy | ||||
| 99 | Licenses | ||||
| 100 | Insurance | ||||
| 101 | Market Data | ||||
| 102 | Trading Rules | ||||
| 103 | NFT Terms | ||||
| 104 | Developer Terms | ||||
| 105 | Legal | ||||
| 106 | Coinbase User Agreements | 101 | Coinbase User Agreements | ||
| 107 | On this page | 102 | On this page | ||
| 108 | → Individual User Agreement | 103 | → Individual User Agreement | ||
| 110 | Not sure which one applies to you? | 105 | Not sure which one applies to you? | ||
| 111 | If you're using Coinbase as an individual — including buying, selling, or tradin | 106 | If you're using Coinbase as an individual — including buying, selling, or tradin | ||
| > | g crypto for yourself — the Individual User Agreement applies. If you are an aut | > | g crypto for yourself — the Individual User Agreement applies. If you are an aut | ||
| > | horized representative of a company which is using Coinbase for commercial, busi | > | horized representative of a company which is using Coinbase for commercial, busi | ||
| > | ness purposes your activities are subject to our Coinbase Business User Agreemen | > | ness purposes your activities are subject to our Coinbase Business User Agreemen | ||
| > | t. Still unsure? Read our quick guide to help you determine which agreement fits | > | t. Still unsure? Read our quick guide to help you determine which agreement fits | ||
| > | your situation. Regardless of which agreement applies to you, you are bound to | > | your situation. Regardless of which agreement applies to you, you are bound to | ||
| > | an arbitration agreement, jury trial waiver, and class action waiver. Please rev | > | an arbitration agreement, jury trial waiver, and class action waiver. Please rev | ||
| > | iew the terms carefully and contact Coinbase Support if you have questions. | > | iew the terms carefully and contact Coinbase Support if you have questions. | ||
| 112 | Individual User Agreement | 107 | Individual User Agreement | ||
| n | 113 | Last updated: January 27, 2026 | n | 108 | Last updated: March 9, 2026 |
| 114 | Welcome to Coinbase! This is a User Agreement between you (also referred to here | 109 | Welcome to Coinbase! This is a User Agreement between you (also referred to here | ||
| > | in as “User,” or “customer”) and Coinbase, Inc. ("Coinbase," “we,” “us,” and “ou | > | in as “User,” or “customer”) and Coinbase, Inc. ("Coinbase," “we,” “us,” and “ou | ||
| > | r”). This User Agreement ("Agreement" or “User Agreement”) governs your use of t | > | r”). This User Agreement ("Agreement" or “User Agreement”) governs your use of t | ||
| > | he services provided by Coinbase described below and such other services that ma | > | he services provided by Coinbase described below and such other services that ma | ||
| > | y be offered by Coinbase from time to time ("Coinbase Services" or "Services"). | > | y be offered by Coinbase from time to time ("Coinbase Services" or "Services"). | ||
| > | By signing up to use a Coinbase account or service through coinbase.com, Coinbas | > | By signing up to use a Coinbase account or service through coinbase.com, Coinbas | ||
| > | e’s APIs, the Coinbase mobile application, or any other Coinbase website (collec | > | e’s APIs, the Coinbase mobile application, or any other Coinbase website (collec | ||
| > | tively the "Coinbase Site"), or by obtaining, holding or using a wrapped token i | > | tively the "Coinbase Site"), or by obtaining, holding or using a wrapped token i | ||
| > | ssued by Coinbase, you agree that you have read, understand, and accept all of t | > | ssued by Coinbase, you agree that you have read, understand, and accept all of t | ||
| > | he terms and conditions contained in this Agreement including our Privacy Policy | > | he terms and conditions contained in this Agreement including our Privacy Policy | ||
| > | , Cookie Policy, Prohibited Use Policy and E-Sign Disclosure and Consent Policy | > | , Cookie Policy, Prohibited Use Policy and E-Sign Disclosure and Consent Policy | ||
| > | in Appendix 2. You may have to agree to additional terms and conditions to use c | > | in Appendix 2. You may have to agree to additional terms and conditions to use c | ||
| > | ertain Additional Services (as defined below). | > | ertain Additional Services (as defined below). | ||
| 115 | Important Definitions: As used throughout this Agreement, the following terms ha | 110 | Important Definitions: As used throughout this Agreement, the following terms ha | ||
| > | ve the following meanings. | > | ve the following meanings. | ||
| 116 | “Digital Asset” means any digital asset (including a virtual currency or virtual | 111 | “Digital Asset” means any digital asset (including a virtual currency or virtual | ||
| > | commodity) which is a digital representation of value based on (or built on top | > | commodity) which is a digital representation of value based on (or built on top | ||
| > | of) a cryptographic protocol of a computer network. | > | of) a cryptographic protocol of a computer network. | ||
| 425 | 2.1. In General. Your Dapp Wallet enables you to send Dapp Supported Assets to, | 420 | 2.1. In General. Your Dapp Wallet enables you to send Dapp Supported Assets to, | ||
| > | and request, receive, and store Dapp Supported Assets from, third parties. Your | > | and request, receive, and store Dapp Supported Assets from, third parties. Your | ||
| > | transfer of Dapp Supported Assets between your other Digital Asset wallets (incl | > | transfer of Dapp Supported Assets between your other Digital Asset wallets (incl | ||
| > | uding wallets off the Coinbase Site) and to and from third parties is a “Dapp Wa | > | uding wallets off the Coinbase Site) and to and from third parties is a “Dapp Wa | ||
| > | llet Asset Transfer”. We recommend customers send a small amount of Dapp Support | > | llet Asset Transfer”. We recommend customers send a small amount of Dapp Support | ||
| > | ed Assets as a test before sending a significant amount of Dapp Supported Assets | > | ed Assets as a test before sending a significant amount of Dapp Supported Assets | ||
| > | . | > | . | ||
| 426 | 2.2. Pending Transactions. Once a Dapp Wallet Asset Transfer is submitted to a D | 421 | 2.2. Pending Transactions. Once a Dapp Wallet Asset Transfer is submitted to a D | ||
| > | igital Asset network, the transaction will be unconfirmed and remain in a pendin | > | igital Asset network, the transaction will be unconfirmed and remain in a pendin | ||
| > | g state for a period of time sufficient to allow confirmation of the transaction | > | g state for a period of time sufficient to allow confirmation of the transaction | ||
| > | by the Digital Asset network. A Dapp Wallet Asset Transfer is not complete whil | > | by the Digital Asset network. A Dapp Wallet Asset Transfer is not complete whil | ||
| > | e it is in a pending state. Pending Dapp Wallet Asset Transfers that are initiat | > | e it is in a pending state. Pending Dapp Wallet Asset Transfers that are initiat | ||
| > | ed from a Dapp Wallet will reflect a pending transaction status and are not avai | > | ed from a Dapp Wallet will reflect a pending transaction status and are not avai | ||
| > | lable to you for use in the Dapp Wallet or otherwise while the transaction is pe | > | lable to you for use in the Dapp Wallet or otherwise while the transaction is pe | ||
| > | nding. | > | nding. | ||
| 427 | 2.3. Dapp Wallet Inbound Transfers. When you or a third party sends Digital Asse | 422 | 2.3. Dapp Wallet Inbound Transfers. When you or a third party sends Digital Asse | ||
| > | ts to a Dapp Wallet from an external wallet (“Dapp Wallet Inbound Transfers”), t | > | ts to a Dapp Wallet from an external wallet (“Dapp Wallet Inbound Transfers”), t | ||
| > | he person initiating the transaction is solely responsible for executing the tra | > | he person initiating the transaction is solely responsible for executing the tra | ||
| > | nsaction properly, which includes ensuring that the Digital Asset being sent is | > | nsaction properly, which includes ensuring that the Digital Asset being sent is | ||
| > | a Dapp Supported Asset that conforms to the particular wallet address to which f | > | a Dapp Supported Asset that conforms to the particular wallet address to which f | ||
| > | unds are directed, including any required Destination Tag/Memo. By initiating a | > | unds are directed, including any required Destination Tag/Memo. By initiating a | ||
| > | Dapp Wallet Inbound Transfer, you attest that you are transacting in a Dapp Supp | > | Dapp Wallet Inbound Transfer, you attest that you are transacting in a Dapp Supp | ||
| > | orted Asset that conforms to the particular wallet address to which funds are di | > | orted Asset that conforms to the particular wallet address to which funds are di | ||
| > | rected. | > | rected. | ||
| n | 428 | Coinbase incurs no obligation whatsoever with regard to unsupported Digital Asse | n | 423 | Coinbase incurs no obligation whatsoever with regard to unsupported Digital Asse |
| > | ts sent to a Dapp Wallet or with regard to Dapp Supported Assets sent to an inco | > | ts sent to a Dapp Wallet or with regard to Dapp Supported Assets sent to an inco | ||
| > | mpatible Digital Asset wallet address and/or unsupported network or blockchain. | > | mpatible Digital Asset wallet address and/or unsupported network or blockchain. | ||
| > | All such erroneously transmitted Digital Assets will be lost. Coinbase may from | > | All such erroneously transmitted Digital Assets will be lost. Coinbase may from | ||
| > | time to time determine types of Digital Assets that will be supported or cease t | > | time to time determine types of Digital Assets that will be supported or cease t | ||
| > | o be supported. You acknowledge and agree that you may be required to pay networ | > | o be supported. You acknowledge and agree that you may be required to pay networ | ||
| > | k or miner’s fees in order for a Dapp Wallet Inbound Transfer transaction to be | > | k or miner’s fees in order for a Dapp Wallet Inbound Transfer transaction to be | ||
| > | successful. Insufficient network fees may cause a Dapp Wallet Inbound Transfer t | > | successful. Insufficient network fees may cause a Dapp Wallet Inbound Transfer t | ||
| > | o remain in a pending state outside of Coinbase ’s control, and we are not respo | > | o remain in a pending state outside of Coinbase’s control, and we are not respon | ||
| > | nsible for delays or loss incurred as a result of an error in the initiation of | > | sible for delays or loss incurred as a result of an error in the initiation of t | ||
| > | the transaction and have no obligation to assist in the remediation of such tran | > | he transaction and have no obligation to assist in the remediation of such trans | ||
| > | sactions. | > | actions. | ||
| 429 | 2.4. Dapp Wallet Outbound Transfers. When you send Digital Assets from your Dapp | 424 | 2.4. Dapp Wallet Outbound Transfers. When you send Digital Assets from your Dapp | ||
| > | Wallet to an external wallet (“Dapp Wallet Outbound Transfers”), such transfers | > | Wallet to an external wallet (“Dapp Wallet Outbound Transfers”), such transfers | ||
| > | are executed at your instruction. You should verify all transaction information | > | are executed at your instruction. You should verify all transaction information | ||
| > | prior to submitting instructions. Coinbase shall bear no liability or responsib | > | prior to submitting instructions. Coinbase shall bear no liability or responsib | ||
| > | ility in the event you enter an incorrect blockchain destination address, incorr | > | ility in the event you enter an incorrect blockchain destination address, incorr | ||
| > | ect Destination Tag/Memo, or if you send your Digital Assets to an incompatible | > | ect Destination Tag/Memo, or if you send your Digital Assets to an incompatible | ||
| > | wallet. We do not guarantee the identity or value received by a recipient of a D | > | wallet. We do not guarantee the identity or value received by a recipient of a D | ||
| > | app Wallet Outbound Transfer. Dapp Asset Transfers cannot be reversed once they | > | app Wallet Outbound Transfer. Dapp Asset Transfers cannot be reversed once they | ||
| > | have been broadcast to the relevant Digital Asset network, although they may be | > | have been broadcast to the relevant Digital Asset network, although they may be | ||
| > | in a pending state, and designated accordingly, while the transaction is process | > | in a pending state, and designated accordingly, while the transaction is process | ||
| > | ed by network operators. Coinbase does not control the Digital Asset network and | > | ed by network operators. Coinbase does not control the Digital Asset network and | ||
| > | makes no guarantees that a Dapp Transfer will be confirmed by the network. We m | > | makes no guarantees that a Dapp Transfer will be confirmed by the network. We m | ||
| > | ay cancel or refuse to process any pending Dapp Wallet Outbound Transfers as req | > | ay cancel or refuse to process any pending Dapp Wallet Outbound Transfers as req | ||
| > | uired by law or any court or other authority to which Coinbase is subject in any | > | uired by law or any court or other authority to which Coinbase is subject in any | ||
| > | jurisdiction. Additionally, we may require you to wait some amount of time afte | > | jurisdiction. Additionally, we may require you to wait some amount of time afte | ||
| > | r completion of a transaction before permitting you to use further Coinbase Serv | > | r completion of a transaction before permitting you to use further Coinbase Serv | ||
| > | ices and/or before permitting you to engage in transactions beyond certain volum | > | ices and/or before permitting you to engage in transactions beyond certain volum | ||
| > | e limits. | > | e limits. | ||
| 430 | 3. Limitation of Liability. WE MAKE NO WARRANTIES OR REPRESENTATIONS, EXPRESS OR | 425 | 3. Limitation of Liability. WE MAKE NO WARRANTIES OR REPRESENTATIONS, EXPRESS OR | ||
| > | IMPLIED, ABOUT LINKED THIRD PARTY SERVICES, THE THIRD PARTIES THEY ARE OWNED AN | > | IMPLIED, ABOUT LINKED THIRD PARTY SERVICES, THE THIRD PARTIES THEY ARE OWNED AN | ||
| > | D OPERATED BY, THE INFORMATION CONTAINED ON THEM, ASSETS AVAILABLE THROUGH THEM, | > | D OPERATED BY, THE INFORMATION CONTAINED ON THEM, ASSETS AVAILABLE THROUGH THEM, | ||
| > | OR THE SUITABILITY, PRIVACY, OR SECURITY OF THEIR PRODUCTS OR SERVICES. YOU ACK | > | OR THE SUITABILITY, PRIVACY, OR SECURITY OF THEIR PRODUCTS OR SERVICES. YOU ACK | ||
| > | NOWLEDGE SOLE RESPONSIBILITY FOR AND ASSUME ALL RISK ARISING FROM YOUR USE OF TH | > | NOWLEDGE SOLE RESPONSIBILITY FOR AND ASSUME ALL RISK ARISING FROM YOUR USE OF TH | ||
| > | IRD-PARTY SERVICES, THIRD-PARTY WEBSITES, APPLICATIONS, OR RESOURCES, INCLUDING | > | IRD-PARTY SERVICES, THIRD-PARTY WEBSITES, APPLICATIONS, OR RESOURCES, INCLUDING | ||
| > | RISK OF LOSS FOR ASSETS TRADED THROUGH SUCH THIRD-PARTY SERVICES. IN NO EVENT WI | > | RISK OF LOSS FOR ASSETS TRADED THROUGH SUCH THIRD-PARTY SERVICES. IN NO EVENT WI | ||
| > | LL COINBASE BE LIABLE FOR ANY DAMAGES ARISING OUT OF OR RELATING TO THIRD PARTY | > | LL COINBASE BE LIABLE FOR ANY DAMAGES ARISING OUT OF OR RELATING TO THIRD PARTY | ||
| > | SERVICES. THIS SECTION OPERATES IN ADDITION TO ANY LIMITATION OF LIABILITY EXPRE | > | SERVICES. THIS SECTION OPERATES IN ADDITION TO ANY LIMITATION OF LIABILITY EXPRE | ||
| > | SSED ELSEWHERE IN THIS USER AGREEMENT. | > | SSED ELSEWHERE IN THIS USER AGREEMENT. | ||
| 431 | 7. Coinbase Verifications | 426 | 7. Coinbase Verifications | ||
| 524 | You represent and warrant that you are not, and have not been, designated by the | 519 | You represent and warrant that you are not, and have not been, designated by the | ||
| > | U.S. Department of the Treasury Office of Foreign Assets Control (OFAC) as a “S | > | U.S. Department of the Treasury Office of Foreign Assets Control (OFAC) as a “S | ||
| > | pecially Designated National” or blocked person. You further represent and warra | > | pecially Designated National” or blocked person. You further represent and warra | ||
| > | nt that you have no reason to believe that you would be considered a blocked per | > | nt that you have no reason to believe that you would be considered a blocked per | ||
| > | son, and that you are not acting as an agent of any such blocked person. You und | > | son, and that you are not acting as an agent of any such blocked person. You und | ||
| > | erstand that Coinbase and CCM will comply with economic sanctions administered b | > | erstand that Coinbase and CCM will comply with economic sanctions administered b | ||
| > | y OFAC. You understand and agree that Coinbase may restrict your ability to ente | > | y OFAC. You understand and agree that Coinbase may restrict your ability to ente | ||
| > | r orders or otherwise transact in your account in order to comply with regulator | > | r orders or otherwise transact in your account in order to comply with regulator | ||
| > | y restrictions, trading halts, government sanctions, and government orders. | > | y restrictions, trading halts, government sanctions, and government orders. | ||
| 525 | 11.8. Information Disclosure. By using the equities trading platform, you acknow | 520 | 11.8. Information Disclosure. By using the equities trading platform, you acknow | ||
| > | ledge that Coinbase may share certain information as required and in accordance | > | ledge that Coinbase may share certain information as required and in accordance | ||
| > | with our Privacy Policy. Furthermore, by submitting an account application with | > | with our Privacy Policy. Furthermore, by submitting an account application with | ||
| > | CCM, you authorize Coinbase to provide information about you and your account to | > | CCM, you authorize Coinbase to provide information about you and your account to | ||
| > | the carrying broker, as required and necessary, and the carrying broker in its | > | the carrying broker, as required and necessary, and the carrying broker in its | ||
| > | discretion may obtain your account documentation directly from you. | > | discretion may obtain your account documentation directly from you. | ||
| 526 | 11.9. Prohibited Use. You agree to not to engage in manipulative or deceptive tr | 521 | 11.9. Prohibited Use. You agree to not to engage in manipulative or deceptive tr | ||
| > | ading practices, as outlined in the CCM Customer Agreement, Section 15.3, a copy | > | ading practices, as outlined in the CCM Customer Agreement, Section 15.3, a copy | ||
| > | of which can be found at https://coinbase.com/ccm. | > | of which can be found at https://coinbase.com/ccm. | ||
| n | n | 522 | 12. Direct Deposit | ||
| 523 | 1. Eligibility and Enrollment. | ||||
| 524 | If you are eligible for our Direct Deposit feature (“Direct Deposit”), and have | ||||
| > | completed identity verification, you may arrange to have all or part of your pay | ||||
| > | check or any eligible federal or state government benefit or payment deposited i | ||||
| > | nto your Coinbase Account. | ||||
| 525 | 1.1. Enrollment. You can enroll in Direct Deposit by providing your employer, pa | ||||
| > | yroll provider or applicable government payer with the virtual account and routi | ||||
| > | ng numbers we provide to you. The virtual account and routing number are provide | ||||
| > | d solely to facilitate electronic receipt of payroll and eligible government pay | ||||
| > | ments into your Coinbase Account. The virtual account and routing number do not | ||||
| > | represent a bank account in your name. Coinbase does not make any representation | ||||
| > | s about your employment status by enrollment in Direct Deposit. The recipient's | ||||
| > | name on any direct deposits must match the name on your Coinbase Account. Your f | ||||
| > | irst direct deposit may take 2–3 payroll cycles to begin, as determined by your | ||||
| > | employer, payroll provider or applicable government payor. Please visit the Help | ||||
| > | Center for more details on enrolling in direct deposit. | ||||
| 526 | 1.2. Payment Partners. Direct deposits are processed via the Automated Clearing | ||||
| > | House (ACH) network. Coinbase utilizes regulated financial institutions and thir | ||||
| > | d‑party payment processors (“Payment Partners”) to receive and process your dire | ||||
| > | ct deposit. By using Direct Deposit, you authorize Coinbase and its Payment Part | ||||
| > | ners to act as the receiving institution for your ACH credit entries under the N | ||||
| > | ACHA Operating Rules and applicable law. | ||||
| 527 | 2. Allocation and Conversion to Digital Assets. You may elect to convert some or | ||||
| > | all of your direct deposit funds into a Supported Digital Asset. Not all Suppor | ||||
| > | ted Digital Assets are available for Direct Deposit. Each conversion is a purcha | ||||
| > | se of the Supported Digital Asset at the price at the time of conversion on Coin | ||||
| > | base, and you authorize recurring purchases according to your allocations. You c | ||||
| > | an change your allocations at any time. Digital assets can appreciate or depreci | ||||
| > | ate relative to US dollars (“USD”) and are not insured by the Federal Deposit In | ||||
| > | surance Corporation (FDIC). Please visit the Help Center for more information, i | ||||
| > | ncluding how USD balances are insured. | ||||
| 528 | 3. Fees. We do not charge any fees to set up or maintain Direct Deposit and we w | ||||
| > | ill waive the Coinbase trading fees on Digital Asset conversions associated with | ||||
| > | Direct Deposit. A spread may still apply to Digital Asset conversions. You are | ||||
| > | responsible for any fees incurred on subsequent transactions (see pricing and fe | ||||
| > | e disclosures for more information). | ||||
| 529 | 4. Funds Availability. The availability of your Direct Deposit funds is subject | ||||
| > | to the timing of your payer’s funding processes. Funds transferred via Direct De | ||||
| > | posit will typically be available 3-5 business days (excluding Federal holidays) | ||||
| > | from the day your payer initiated the deposit, or sometimes sooner. Availabilit | ||||
| > | y is not guaranteed and may vary by payer, third-party payroll provider used by | ||||
| > | your payer, and payroll schedule. Deposits may be delayed for federal or bank ho | ||||
| > | lidays or other processing delays that are out of our control. | ||||
| 530 | 5. Transfer Limits. We may, at our sole discretion, set limits or restrictions o | ||||
| > | n the size or number of direct deposit transactions you can make. You can find t | ||||
| > | he initial limits for Direct Deposit in the Help Center. We reserve the right to | ||||
| > | accept, reject or limit transfers via Direct Deposit in our sole discretion. | ||||
| 531 | 6. Reversals and Returns. If a credited direct deposit is reversed or returned, | ||||
| > | Coinbase will reverse the credit by debiting your Coinbase Account in the amount | ||||
| > | of the reversal and will recover such amount by applying funds in your Coinbase | ||||
| > | Account, including any payouts or credits due to you (including your next or su | ||||
| > | bsequent direct deposit). | ||||
| 532 | 7. Transaction History. You may review your transaction history on the Coinbase | ||||
| > | app to verify that each direct deposit has been received. | ||||
| 533 | 8. Modifications and Cancellation. You may make changes to your direct deposit a | ||||
| > | mount or discontinue participating Direct Deposit at any time by submitting chan | ||||
| > | ges through your payroll provider or payer. Changes become effective only when p | ||||
| > | rocessed by your payer and received by our Payment Partner, and typically take o | ||||
| > | ne to two payroll cycles to take effect. Coinbase does not control your payer’s | ||||
| > | processing timelines and is not responsible for delays or missed deposits result | ||||
| > | ing from changes made with your payer. | ||||
| 534 | 9. Personal Information. You agree that we may share personal information you pr | ||||
| > | ovided to us under our Privacy Policy with service providers and Payment Partner | ||||
| > | s to verify identity and address, process deposits, manage risk, and comply with | ||||
| > | law. | ||||
| 535 | 10. Termination. We reserve the right to terminate your access to Direct Deposit | ||||
| > | , including the ability to access Direct Deposit funds early, for any reason. | ||||
| 536 | 11. Representations and Warranties. For tax refunds and other federal payments, | ||||
| > | you represent and warrant that the name and Social Security Number associated wi | ||||
| > | th each payment will match the name and Social Security Number associated with y | ||||
| > | our Coinbase Account. For joint tax returns, the first‑listed filer must be the | ||||
| > | Coinbase Account holder. | ||||
| 527 | APPENDIX 5: DISPUTE RESOLUTION (INCLUDING ARBITRATION AGREEMENT; CLASS ACTION WA | 537 | APPENDIX 5: DISPUTE RESOLUTION (INCLUDING ARBITRATION AGREEMENT; CLASS ACTION WA | ||
| > | IVER; JURY TRIAL WAIVER; FORUM SELECTION CLAUSE) | > | IVER; JURY TRIAL WAIVER; FORUM SELECTION CLAUSE) | ||
| 528 | Disputes Defined. “Disputes” are defined as any dispute, claim, or disagreement | 538 | Disputes Defined. “Disputes” are defined as any dispute, claim, or disagreement | ||
| > | arising out of or relating in any way to our relationship with you, the Services | > | arising out of or relating in any way to our relationship with you, the Services | ||
| > | , the Coinbase Site, any Communications you receive, any products or services so | > | , the Coinbase Site, any Communications you receive, any products or services so | ||
| > | ld or distributed through the Coinbase Site, or the User Agreement. The term “Di | > | ld or distributed through the Coinbase Site, or the User Agreement. The term “Di | ||
| > | sputes” is intended to be interpreted broadly. The provisions below describe whi | > | sputes” is intended to be interpreted broadly. The provisions below describe whi | ||
| > | ch Disputes belong in arbitration, small claims court, or a court of general jur | > | ch Disputes belong in arbitration, small claims court, or a court of general jur | ||
| > | isdiction. | > | isdiction. | ||
| 529 | Pre-Filing Formal Complaint Requirement. Before an arbitration demand or small c | 539 | Pre-Filing Formal Complaint Requirement. Before an arbitration demand or small c | ||
| > | laims action is filed, you and we agree to exhaust the Formal Complaint Process. | > | laims action is filed, you and we agree to exhaust the Formal Complaint Process. | ||
| > | See Section 7.1, above. | > | See Section 7.1, above. | ||
| 818 | 1.3. Payment Acceptance Services Use. Your use of the Payment Acceptance Service | 828 | 1.3. Payment Acceptance Services Use. Your use of the Payment Acceptance Service | ||
| > | s are subject to Coinbase’s Prohibited Use Policy. You agree that, in connection | > | s are subject to Coinbase’s Prohibited Use Policy. You agree that, in connection | ||
| > | with the Payment Acceptance Services, you will comply with all applicable laws | > | with the Payment Acceptance Services, you will comply with all applicable laws | ||
| > | including but not limited to export restrictions, end-user restrictions, antiter | > | including but not limited to export restrictions, end-user restrictions, antiter | ||
| > | rorism laws, anti-money laundering laws, and economic sanctions, and you agree t | > | rorism laws, anti-money laundering laws, and economic sanctions, and you agree t | ||
| > | hat you have adequate controls and systems in place to screen, and are fully res | > | hat you have adequate controls and systems in place to screen, and are fully res | ||
| > | ponsible for screening transactions of Payment Acceptance Payors and all other t | > | ponsible for screening transactions of Payment Acceptance Payors and all other t | ||
| > | hird parties who may assist, benefit from, or provide goods or services to, or r | > | hird parties who may assist, benefit from, or provide goods or services to, or r | ||
| > | eceive goods or services from, you and to ensure compliance with applicable laws | > | eceive goods or services from, you and to ensure compliance with applicable laws | ||
| > | . | > | . | ||
| 819 | Coinbase is not responsible for ensuring the accuracy of the instructions that y | 829 | Coinbase is not responsible for ensuring the accuracy of the instructions that y | ||
| > | ou or Payment Acceptance Payors provide for Payment Acceptance Transactions, and | > | ou or Payment Acceptance Payors provide for Payment Acceptance Transactions, and | ||
| > | you agree that Coinbase shall not be liable in any way for losses that you or y | > | you agree that Coinbase shall not be liable in any way for losses that you or y | ||
| > | our Payment Acceptance Payors may incur as a result of errors or omissions in an | > | our Payment Acceptance Payors may incur as a result of errors or omissions in an | ||
| > | y Payment Acceptance Transactions. Payment Acceptance Transactions cannot be rev | > | y Payment Acceptance Transactions. Payment Acceptance Transactions cannot be rev | ||
| > | ersed once they have been broadcast to the relevant digital asset network (altho | > | ersed once they have been broadcast to the relevant digital asset network (altho | ||
| > | ugh they may be in a pending state, and designated accordingly, while the transa | > | ugh they may be in a pending state, and designated accordingly, while the transa | ||
| > | ction is processed by network operators). Coinbase does not control the digital | > | ction is processed by network operators). Coinbase does not control the digital | ||
| > | asset network(s) on which the Payment Acceptance Transactions are made in connec | > | asset network(s) on which the Payment Acceptance Transactions are made in connec | ||
| > | tion with the Protocol occur, and makes no guarantees that a Payment Acceptance | > | tion with the Protocol occur, and makes no guarantees that a Payment Acceptance | ||
| > | Transaction will be confirmed by the relevant digital asset network(s). The Paym | > | Transaction will be confirmed by the relevant digital asset network(s). The Paym | ||
| > | ent Acceptance Services are subject to the limitations of liability and warranti | > | ent Acceptance Services are subject to the limitations of liability and warranti | ||
| > | es in the general User Agreement, and Coinbase is not liable for any losses you | > | es in the general User Agreement, and Coinbase is not liable for any losses you | ||
| > | or your Payment Acceptance Payors may incur as a result of (a) digital asset net | > | or your Payment Acceptance Payors may incur as a result of (a) digital asset net | ||
| > | work-level failures caused by bugs, maintenance, upgrades, or general failure; ( | > | work-level failures caused by bugs, maintenance, upgrades, or general failure; ( | ||
| > | b) your or your Payment Acceptance Payors’ acts or omissions; (c) acts or omissi | > | b) your or your Payment Acceptance Payors’ acts or omissions; (c) acts or omissi | ||
| > | ons of any third party service provider; (d) acts by a hacker or other malicious | > | ons of any third party service provider; (d) acts by a hacker or other malicious | ||
| > | actor; or (e) any other events outside of Coinbase’s reasonable control. Once a | > | actor; or (e) any other events outside of Coinbase’s reasonable control. Once a | ||
| > | Payment Acceptance Transaction is submitted to a digital asset network, the tra | > | Payment Acceptance Transaction is submitted to a digital asset network, the tra | ||
| > | nsaction will be unconfirmed and remain in a pending state for a period of time | > | nsaction will be unconfirmed and remain in a pending state for a period of time | ||
| > | sufficient to allow confirmation of the transaction by the digital asset network | > | sufficient to allow confirmation of the transaction by the digital asset network | ||
| > | . A Payment Acceptance Transaction is not complete while it is in a pending stat | > | . A Payment Acceptance Transaction is not complete while it is in a pending stat | ||
| > | e, and such pending Payment Acceptance Transactions will reflect a pending trans | > | e, and such pending Payment Acceptance Transactions will reflect a pending trans | ||
| > | action status. Coinbase is not liable for any losses you may incur as a result o | > | action status. Coinbase is not liable for any losses you may incur as a result o | ||
| > | f issues with the relevant digital asset network (e.g., network outages or exces | > | f issues with the relevant digital asset network (e.g., network outages or exces | ||
| > | sive network congestion) that causes any Payment Acceptance Transaction to remai | > | sive network congestion) that causes any Payment Acceptance Transaction to remai | ||
| > | n in a pending state for an extended duration. | > | n in a pending state for an extended duration. | ||
| 820 | 1.4. Indemnification. In addition to any of your indemnification obligations ari | 830 | 1.4. Indemnification. In addition to any of your indemnification obligations ari | ||
| > | sing under the User Agreement, you will indemnify and hold harmless Coinbase and | > | sing under the User Agreement, you will indemnify and hold harmless Coinbase and | ||
| > | its officers, directors, employees, agents, and other Coinbase entities from an | > | its officers, directors, employees, agents, and other Coinbase entities from an | ||
| > | d against any claims, disputes, demands, liabilities, damages, losses, and costs | > | d against any claims, disputes, demands, liabilities, damages, losses, and costs | ||
| > | and expenses, including, without limitation, reasonable legal and accounting fe | > | and expenses, including, without limitation, reasonable legal and accounting fe | ||
| > | es arising out of or in any way connected with (i) your or your Payment Acceptan | > | es arising out of or in any way connected with (i) your or your Payment Acceptan | ||
| > | ce Payors’ access to or use of the Payment Acceptance Services or the Protocol o | > | ce Payors’ access to or use of the Payment Acceptance Services or the Protocol o | ||
| > | r (ii) your or your Payment Acceptance Payors’ violation of these terms. | > | r (ii) your or your Payment Acceptance Payors’ violation of these terms. | ||
| n | 821 | → INDIVIDUAL USER AGREEMENT | n | 831 | |
| 832 | Individual User Agreement | ||||
| 822 | Account Setup | 833 | Account Setup | ||
| 823 | Hosted Wallet and Custodial Services | 834 | Hosted Wallet and Custodial Services | ||
| 824 | Payment Services, Purchase & Sale Transactions, and Credit Transactions | 835 | Payment Services, Purchase & Sale Transactions, and Credit Transactions | ||
| 843 | Coinbase One Card | 854 | Coinbase One Card | ||
| 844 | Coinbase Token Sale Platform | 855 | Coinbase Token Sale Platform | ||
| 845 | Equities Trading Through Coinbase Capital Markets Corporation | 856 | Equities Trading Through Coinbase Capital Markets Corporation | ||
| n | n | 857 | Direct Deposit | ||
| 846 | Appendix 5: Dispute Resolution | 858 | Appendix 5: Dispute Resolution | ||
| n | 847 | → COINBASE BUSINESS USER AGREEMENT | n | 859 | |
| 860 | Coinbase Business User Agreement | ||||
| 848 | Account Setup | 861 | Account Setup | ||
| 849 | Hosted Wallet and Custodial Services | 862 | Hosted Wallet and Custodial Services | ||
| 850 | Payment Services, Purchase & Sale Transactions, and Credit Transactions | 863 | Payment Services, Purchase & Sale Transactions, and Credit Transactions | ||
| 861 | Staking Services | 874 | Staking Services | ||
| 862 | Advanced Trading | 875 | Advanced Trading | ||
| 863 | Payment Acceptance Services | 876 | Payment Acceptance Services | ||
| n | n | 877 | Share | ||
| 878 | | ||||
| 864 | | 879 | | ||
| 865 | | 880 | | ||
| 866 | CompanyAbout | 881 | CompanyAbout | ||
| 874 | Legal & privacy | 889 | Legal & privacy | ||
| 875 | Cookie policy | 890 | Cookie policy | ||
| 876 | Cookie preferences | 891 | Cookie preferences | ||
| n | n | 892 | Do Not Sell or Share My Personal Information | ||
| 877 | Digital Asset Disclosures | 893 | Digital Asset Disclosures | ||
| 878 | LearnExplore | 894 | LearnExplore | ||
| 879 | Market statistics | 895 | Market statistics | ||
| 901 | Earn free crypto | 917 | Earn free crypto | ||
| 902 | Base App | 918 | Base App | ||
| 903 | Coinbase One | 919 | Coinbase One | ||
| n | n | 920 | Coinbase Wealth | ||
| 921 | Credit Card | ||||
| 904 | Debit Card | 922 | Debit Card | ||
| 905 | BusinessesAsset Listings | 923 | BusinessesAsset Listings | ||
| 906 | Coinbase Business | 924 | Coinbase Business | ||
| 982 | •Privacy | 1000 | •Privacy | ||
| 983 | •Terms & Conditions | 1001 | •Terms & Conditions | ||
| 984 | | 1002 | | ||
| t | 985 | Global | t | 1003 | United States |
| 986 | •English | 1004 | •English | ||
Follow unlimited companies, monitor the clauses that matter across every platform, and get the full institutional analysis on what each change obligates you to do.