Diff: Acorns Terms of Service, ConductAtlas

Old version

September 9, 2026 00:28 UTC

b91a0cd190a387a44e30e611e23bd3aa7c6d34e273d2761c606e3f348e89f876

CA-V-006518

New version

September 10, 2026 00:31 UTC

c1c223c4e986185d9d65e62dc1058e0bad39dbcc3a440f804e631ad167cf3d1d

CA-V-006553

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Change Summary

In an update detected on September 10, 2026, Acorns added promotional messaging to its Terms of Service page offering to match up to $50 in lost bet funds and invest them for users. The change consists of six added sentences featuring promotional language ('Lost a bet? Want it back? TAP HERE — we'll match it up to $50 and invest it for you') appearing twice in the document structure, along with an expanded list of bonus promotion terms and conditions. This is a formatting and promotional messaging update with no material change to Acorns' binding legal obligations or user rights.

low severity

6 Sentences added

0 Sentences removed

1 Sentences modified

180 Sentences before

186 Sentences after

Added

Removed

Modified

+Terms and Conditions | Acorns For You Invest for every day Brokerage account Invest for retirement IRA account Bank smarter Checking & savings Automate your money Money Manager Earn bonus investments Cashback invested For Your Family Invest for your kids UGMA/UTMA Build kids’ money skills Debit card & learning app Plans & Pricing Our Pledge Learn Support Log in Get started Lost a bet?
+Want it back?
+TAP HERE — we’ll match it up to $50 and invest it for you.
+Get the app For You Invest for every day Brokerage account Invest for retirement IRA account Bank smarter Checking & savings Automate your money Money Manager Earn bonus investments Cashback invested For Your Family Invest for your kids UGMA/UTMA Build kids’ money skills Debit card & learning app Plans & Pricing Our Pledge Learn Support Log in Lost a bet?
+Want it back?
+TAP HERE — we’ll match it up to $50 and invest it for you.
+The Fine Print of Acorns Important Disclosures Acorns Early Invest Match Terms & Conditions Link In Bio Disclosures $20 College Student Bonus Promotion Terms & Conditions $25 T-Mobile Tuesday Bonus Promotion Terms & Conditions ECFC Season Ticket on Acorns Promotion Terms and Conditions EarlyBird Promotion [A] EarlyBird Promotion [B] $20 Chicago Sky Bonus Investment Promotion Terms and Conditions Upgrade Incentive Promo Terms Acorns Creator $20 Bonus Investment Promotion Terms and Conditions Begin $50 Acorns Bonus Investment Promotion Terms and Conditions CHICKS IN THE OFFICE GUESS THE CHANGE CONTEST Strava Challenge Reward Terms & Conditions Duolingo $20 Bonus Investment Promotion Terms & Conditions Free Trial Terms & Conditions Acorns Compound Vending Machine Bonus Investment Terms Acorns Dollar Experience Terms Acorns Up To Financial Literacy Month Challenge Terms and Conditions Pathways to Graduation Bonus Terms and Conditions $20 Research Bonus Investment Promotion Terms and Conditions Acorns Research Promotion Terms and Conditions Acorns $50 Opendorse Promotion Terms and Conditions Acorns $20 Money Therapy Bonus Investment Promotion Terms and Conditions $20 VRBO Bonus Investment Promotion Terms and Conditions $20 Kikoff Bonus Investment Promotion Terms and Conditions Acorns & Atom Bonus Investment Promotion Terms and Conditions Acorns & DailyPay Bonus Investment Promotion Terms and Conditions Acorns Investinall Bonus Investment Promotion Terms and Conditions Terms of Use Wrap Fee Brochure Accessibility Statement Acorns on Social Media Gift Card Terms Mighty Oak Card Gold Tier Tunsgten Promotions Terms Later Match Terms & Conditions Referral Promotion Terms Earn Rewards Match Acorns Returning Customer Promotion Terms and Conditions Acorns Complete Registration Offer Terms and Conditions Existing Acorns Customer Promotion Terms and Conditions Program Agreement Privacy Policy Acorns Early Terms and Conditions Important Disclosures Referral Agreement Business Continuity Plan Form CRS LSB MRDC Disclosure LSB Send Check Disclosure Unaudited Statement of Financial Condition as of June 30, 2026 Audited Statement of Financial Condition as of December 31, 2025 Updated May 13, 2020 THESE TERMS OF USE (THESE “TERMS OF USE”) CONTAIN A MANDATORY ARBITRATION PROVISION THAT, AS SET FORTH IN THE SECTION ENTITLED "BINDING ARBITRATION AND APPLICABLE LAW" BELOW, REQUIRES YOU TO ARBITRATE CLAIMS YOU MAY HAVE AGAINST ACORNS ON AN INDIVIDUAL BASIS, MEANING YOU CANNOT BRING CLAIMS AGAINST ACORNS IN COURT, AND CONFIRMS YOUR AGREEMENT TO A CLASS ACTION WAIVER IN ARBITRATION.

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