| Before | After | ||
|---|---|---|---|
| 150 | Acorns Checking clients are not charged overdraft fees, maintenance fees, or ATM fees for cash withdrawals from within the AllPoint Network ATMs. Please see your Acorns Subscription Center or Account Statements for a description of the fees you pay to Acorns for its services. | 150 | Acorns Checking clients are not charged overdraft fees, maintenance fees, or ATM fees for cash withdrawals from over 55,000 fee-free ATMs within the AllPoint Network. |
| 151 | Any balances you hold in Acorns Checking Account(s) are added together and are insured up to $250,000 per depositor through Lincoln Savings Bank or nbkc bank, Members FDIC. | 151 | Please see your Acorns Subscription Center or Account Statements for a description of the fees you pay to Acorns for its services. |
| 152 | Acorns Checking is not FDIC-insured. | 152 | Any balances you hold with Lincoln Savings Bank or nbkc bank, including but not limited to those balances held in Acorns Checking accounts are added together and are insured up to $250,000 per depositor through Lincoln Savings Bank or nbkc bank, Members FDIC. |
| 153 | FDIC insurance only covers the failure of an insured bank.Lincoln Savings Bank or nbkc bank utilizes a deposit network service, which means that at any given time, all, none, or a portion of the funds in your Acorns Checking accounts may be placed into and held beneficially in your name at other depository institutions which are insured by the Federal Deposit Insurance Corporation (FDIC). | 153 | If you have funds jointly owned, these funds would be separately insured for up to $250,000 for each joint account owner. |
| 154 | Lincoln Savings Bank or nbkc bank utilizes a deposit network service, which means that at any given time, all, none, or a portion of the funds in your Acorns Checking accounts may be placed into and held beneficially in your name at other depository institutions which are insured by the Federal Deposit Insurance Corporation (FDIC). | ||
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