Compare refunds & chargebacks governance provisions between Midjourney and Stability-Ai. Provisions are extracted from monitored governance documents and classified by severity.
The clause defines the refund policy framework by creating a distinction between the current billing cycle and future cycles, establishing that subscription charges accrue without mid-period refund availability but terminate automatically at period conclusion.
Consumer impact
Users operate under a subscription model where charges for the active billing period are non-refundable, though the subscription will not renew or continue to accrue charges following the end of that current period without further user action or re-authorization.
Opt-out available
No opt-out available
Actual clause text
You will not be refunded for the current subscription period, but You will not be charged after the current subscription period has ended.
AI-extracted from source document. Verify against original for legal use.
No Refunds & Chargebacks clause found in our archive for this platform.
AI Difference AnalysisCompliance
Stripe's arbitration clause is narrower than Amazon's in one key respect: it includes a small claims court carve-out that Amazon's clause does not. PayPal's clause is the most aggressive of the three, explicitly waiving jury trial rights in addition to class action rights. From a compliance perspective, Amazon presents the lowest risk for B2B contracts while PayPal creates the highest exposure for consumer-facing applications subject to CFPB oversight.