CA-C-002251
Robinhood — Robinhood Customer Agreement
Entity
Date detected
May 22, 2026
Effective date
May 22, 2026
Severity
Low
Direction
Neutral
Affected users
all users
Changes
1 sentence modified
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Event Summary

Robinhood updated its Disclosure Library on May 22, 2026 by adding specific timestamps and dates to each disclosure document in their library. The library previously listed documents without publication or last-updated dates. The updated disclosure library now displays when each document was last modified, ranging from December 2022 to May 2026, enabling users to identify which documents have been recently revised.

LOW

Consumer Impact

Robinhood added publication and last-modified timestamps to each disclosure and legal document in its Disclosure Library. The updated library now shows when each policy was last changed, ranging from December 2022 to May 2026. This enables users to identify which documents have been recently revised and determine whether they should review updated terms.

Governance Analysis

The updated disclosure library now displays when each policy and agreement was last modified, enabling users to identify recently changed documents and determine whether substantive policy revisions require their attention.

Key Clauses Affected

Disclosure Library structure

Added timestamps showing last-modified dates for all disclosure and legal documents

Full clause-by-clause analysis available with Compliance.
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This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology

Evidence Verification

✓ Verified
Previous Version
77ce1db712af296fe97b7fd7bcd3bec7f5d5005ea5b766ee30f071639a055f9c
May 19, 2026 00:04 UTC
✓ Verified
Current Version
51c01fc40dd2d92580f954a7e1e003906192d949ed1be4e2501c5286b7a68091
May 22, 2026 00:10 UTC
✓ Verified
Change Detected
May 22, 2026 00:10 UTC
Analysis Methodology
✓ Verified
Source Document
https://robinhood.com/us/en/about/legal/
Citation Record
Entity: Robinhood
Document: Robinhood Customer Agreement
Record ID: CA-C-002251
Captured: 2026-05-22 00:10:39 UTC
URL: https://conductatlas.com/change/2026-05-22-robinhood-robinhood-customer-agreement-2251/
Accessed: July 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
For legal and compliance teams

Institutional Analysis

Assessment

This change is a procedural update to document presentation rather than a substantive policy change. Robinhood added timestamp metadata to its disclosure library index, improving document discoverability and version awareness. No new terms, restrictions, or obligations are introduced. This is a formatting and organizational improvement with minimal compliance implications.

Full compliance analysis

Obligation analysis, escalation trigger, board language, and recommended action.

Monitor $19/mo Compliance $249/mo

Monitor: regulatory citations + obligations. Compliance: full compliance memo.

ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-002251.

Clause-Level Changes

New Provisions Added
Multi-Document Disclosure Structure
Medium

Indicates restructuring of agreement into multiple documents, affecting how customers access and understand their legal obligations and rights.

Full clause text available with Compliance. See Compliance →
FINRA Arbitration (Brokerage Disputes)
Medium

New explicit reference to FINRA arbitration procedures for dispute resolution, materially affecting customers' legal remedies and dispute resolution pathways.

Full clause text available with Compliance. See Compliance →
Privacy Policy and Data Collection Disclosure
Medium

Elevated prominence of privacy and data collection terms in the customer agreement, reflecting increased regulatory focus on data handling practices.

Full clause text available with Compliance. See Compliance →
Robinhood Gold Subscription Terms
Medium

Formal inclusion of premium subscription service terms in the agreement, introducing fee obligations beyond the base commission-free platform.

Full clause text available with Compliance. See Compliance →
Brokerage Customer Agreement and Account Eligibility
Medium

Explicit account eligibility standards now formalized in the customer agreement, potentially restricting access for certain customer categories.

Full clause text available with Compliance. See Compliance →
Provisions Removed
Commission-Free Investing Fee Disclaimer
Medium

Removal of prominent commission-free disclaimer may reduce transparency about fee limitations, particularly given the addition of Robinhood Gold subscription terms.

Removed clause text available with Compliance. See Compliance →
Free Stock Promotion Offer
Low

Discontinuation of the free stock promotional language suggests changes to customer acquisition incentives and marketing approach.

Removed clause text available with Compliance. See Compliance →
Platform Scope and Service Coverage
Medium

Removal of explicit service scope statement reduces clarity about which asset classes and features are covered under the customer agreement.

Removed clause text available with Compliance. See Compliance →
Disclosure Library as Legal Repository
Low

Removal of reference to centralized disclosure library may indicate restructuring of where legal disclosures are housed or accessed.

Removed clause text available with Compliance. See Compliance →
Geographic and Language Scope
Low

Removal of explicit geographic and language scope statement could impact international users' understanding of service availability.

Removed clause text available with Compliance. See Compliance →

Cross-platform context

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Full Changes

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Document Context

Version history → Policy drift analysis → Document page →
Document
Robinhood Customer Agreement
Entity
Robinhood
Captured
May 22, 2026
Source URL
https://robinhood.com/us/en/about/legal/
Other changes to Robinhood Customer Agreement
Previous change May 19, 2026
Robinhood added two new disclosure documents to its Disclosure Library on May 19, 2026: RHSG Risk Disclosures Summary and RHSG …
Low Neutral
Next change May 28, 2026
Robinhood updated their Robinhood Customer Agreement on May 28, 2026. Change detected: 2 sentence(s) modified. Document contained 19 sentences after …
View full version history →
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