This analysis describes what Visa's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The explicit statement that enforcement includes criminal proceedings signals a broader and more severe range of legal consequences than civil liability alone.
Users who infringe Visa's intellectual property rights may face both civil and criminal proceedings as part of Visa's aggressive enforcement.
How other platforms handle this
If, as a result of the investigation, Company believes that criminal activity has occurred, Company reserves the right to refer the matter to, and to cooperate with, any and all applicable legal authorities.
seeks protection under any bankruptcy, receivership, trust deed, creditors' arrangement, composition, or comparable proceeding, or if any such proceeding is instituted against that party and is not dismissed within sixty (60) days...
Upon any termination of your rights hereunder, for any reason, you will immediately uninstall or delete the Applications and cease any further use of such Applications.
"Visa aggressively enforces its intellectual property rights, including via civil and criminal proceedings.Excerpt from Visa's Terms of Use
Get the research letter
Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.
The explicit statement that enforcement includes criminal proceedings signals a broader and more severe range of legal consequences than civil liability alone.
Users who infringe Visa's intellectual property rights may face both civil and criminal proceedings as part of Visa's aggressive enforcement.
ConductAtlas has identified this type of provision across 276 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Visa.