Provision record
Visa · Visa Terms of Use · View original document ↗

User irrevocably assigns copyright in submissions

High severity High confidence Explicit document language Common · 256 of 352 platforms

Key Facts

What do users irrevocably transfer and assign to Visa by submitting material?
Visa requires that by submitting material to Visa.com, users irrevocably transfer and assign to Visa all copyrights, moral rights, and any other rights in that material, and forever waive and agree never to assert those rights.
What do users forever waive by submitting material to Visa.com?
Visa requires that by submitting material to Visa.com, users irrevocably transfer and assign to Visa all copyrights, moral rights, and any other rights in that material, and forever waive and agree never to assert those rights.
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This analysis describes what Visa's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The assignment is irrevocable and permanent, meaning users cannot reclaim any rights in submitted material, and the scope covers not only copyright but moral rights and any other rights.

Consumer impact (what this means for users)

If you submit material to Visa.com, you permanently and irrevocably lose all copyrights, moral rights, and any other rights you had in that material, and you can never assert those rights again.

How other platforms handle this

Netflix Medium

you do so with the understanding that no additional consideration of any sort will be provided to you, and you are waiving any claim against Netflix and its affiliates regarding the use of such materials and ideas...

ActiveCampaign Medium

Except for the license you grant below, you retain all rights in and to your Marketing Content, as between you and ActiveCampaign.

Tinder Medium

You do not have any rights in relation to Member Content, and, unless expressly authorized by Tinder, you may only use Member Content to the extent that your use is consistent with our Services' purpose...

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
By submitting material to Visa.com, you irrevocably transfer and assign to Visa, and forever waive and agree never to assert, any copyrights, "moral" rights, or other rights that you may have in such material.

Excerpt from Visa's Terms of Use

Provision details

Document information
Document
Visa Terms of Use
Entity
Visa
Document last updated
May 5, 2026
Tracking information
First tracked
July 12, 2026
Last verified
July 12, 2026
Record ID
CA-P-070848
Document ID
CA-D-00115
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
224239b29d08e9e4bd4b8d2b04a59d85a694a0dea90a18579e09d0bbc5681491
Analysis generated
July 12, 2026 16:06 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Visa
Document: Visa Terms of Use
Record ID: CA-P-070848
Captured: 2026-07-12 16:06:00 UTC
SHA-256: 224239b29d08e9e4…
URL: https://conductatlas.com/platform/visa/visa-terms-of-use/provision/CA-P-070848/user-irrevocably-assigns-copyright-in-submissions/
Accessed: Aug. 18, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Visa's User irrevocably assigns copyright in submissions clause do?

The assignment is irrevocable and permanent, meaning users cannot reclaim any rights in submitted material, and the scope covers not only copyright but moral rights and any other rights.

How does this clause affect you?

If you submit material to Visa.com, you permanently and irrevocably lose all copyrights, moral rights, and any other rights you had in that material, and you can never assert those rights again.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 256 platforms. See the full comparison.

Is ConductAtlas affiliated with Visa?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Visa.