The agreement disclaims Visa's liability for all categories of damages, including direct, indirect, incidental, consequential, and punitive damages, arising from any access to, use of, or reliance on the Visa Site, to the maximum extent permitted by law.
This analysis describes what Visa's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This clause covers the full scope of damage categories and extends the disclaimer to all parties involved in creating or delivering the site, not only Visa itself. The qualification 'to the maximum extent allowed by law' acknowledges that applicable law may limit the enforceability of this disclaimer in certain jurisdictions.
Interpretive note: The enforceability of the direct damages disclaimer varies by jurisdiction; consumer protection law in the EU, UK, and certain U.S. states may limit its application in consumer-facing contexts.
Under this clause, users bear the risk of any losses or damages arising from their use of or reliance on Visa.com, including losses resulting from inaccurate site information, site downtime, or malware encountered through the site. The limitation applies even where Visa has been advised of the possibility of such damages.
Cross-platform context
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Compare across platforms →"To the maximum extent allowed by law, neither Visa nor any other party involved in creating, producing, or delivering the Visa Site, will be liable for any direct, indirect, incidental, consequential, or punitive damages (including, without limitation, lost profits, cost of procuring substitute service or lost opportunity), however caused, arising out of your access to, use of, or reliance on the Visa Site, even if Visa has been advised of the possibility of such damages.Excerpt from Visa's Terms of Use
REGULATORY LANDSCAPE: Consumer protection statutes in the EU, UK, and certain U.S.
Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.
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This clause covers the full scope of damage categories and extends the disclaimer to all parties involved in creating or delivering the site, not only Visa itself. The qualification 'to the maximum extent allowed by law' acknowledges that applicable law may limit the enforceability of this disclaimer in certain jurisdictions.
Under this clause, users bear the risk of any losses or damages arising from their use of or reliance on Visa.com, including losses resulting from inaccurate site information, site downtime, or malware encountered through the site. The limitation applies even where Visa has been advised of the possibility of such damages.
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