Provision record
Visa · Visa Terms of Use · View original document ↗

User irrevocably assigns copyright in submissions

High confidence Common · 249 of 343 platforms

Key Facts · in the document’s own words

What do users irrevocably transfer and assign to Visa by submitting material?
“By submitting material to Visa.com, you irrevocably transfer and assign to Visa, and forever waive and agree never to assert, any copyrights, "moral" rights, or other rights that you may have in such material.”
Version CA-V-007254, captured Oct. 1, 2026 · live source ↗
Our reading, not the document’s words
Visa requires that by submitting material to Visa.com, users irrevocably transfer and assign to Visa all copyrights, moral rights, and any other rights in that material, and forever waive and agree never to assert those rights.
Stay ahead of the changes
Track Visa and hear on the next check after its terms change. We check daily where we can, and show you where we can't.
Share 𝕏 Share in Share 🔒 PDF
ⓘ

This analysis describes what Visa's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Generated by a model from the captured document; not read by a person

The assignment is irrevocable and permanent, meaning users cannot reclaim any rights in submitted material, and the scope covers not only copyright but moral rights and any other rights.

Consumer impact (what this means for users)

Generated by a model from the captured document; not read by a person

If you submit material to Visa.com, you permanently and irrevocably lose all copyrights, moral rights, and any other rights you had in that material, and you can never assert those rights again.

How other platforms handle this

OpenAI

We hereby assign to you all our right, title, and interest, if any, in and to Output.

Teladoc

You agree not to change or delete any copyright or proprietary notice related to materials downloaded from the Websites and/or Platforms.

Character.AI

Only use content that you have the rights to use. Don't infringe on anyone's intellectual property or copyright, and don't submit content you don't have the right to share.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
By submitting material to Visa.com, you irrevocably transfer and assign to Visa, and forever waive and agree never to assert, any copyrights, "moral" rights, or other rights that you may have in such material.

Excerpt from Visa's Terms of Use

Provision details

Document information
Document
Visa Terms of Use
Entity
Visa
Tracking information
First captured by ConductAtlas
July 11, 2026
Text quoted from version
CA-V-007254, captured Oct. 1, 2026
Record ID
CA-P-070848
Document ID
CA-D-000115
Evidence Provenance
Source URL
Wayback Machine
Archived bytes SHA-256 (version CA-V-007254)
c1622311358c2071ce2578aff3ee8d1a3a07a54e4c5f06dca7b09e5d2ef1976a
Analysis generated
July 12, 2026 16:06 UTC
Methodology
Evidence
✓ Excerpt found in version CA-V-007254, captured Oct. 1, 2026 (checked Oct. 5, 2026)
Citation Record
Entity: Visa
Document: Visa Terms of Use
Record ID: CA-P-070848
Version: CA-V-007254
Captured: 2026-10-01 00:24:11 UTC
SHA-256: c1622311358c2071…
URL: https://conductatlas.com/platform/visa/visa-terms-of-use/provision/CA-P-070848/user-irrevocably-assigns-copyright-in-submissions/
Accessed: Oct. 23, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Categories

Other risks in this policy

Get the weekly coverage letter

Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.

Frequently Asked Questions

What does Visa's User irrevocably assigns copyright in submissions clause do?

The assignment is irrevocable and permanent, meaning users cannot reclaim any rights in submitted material, and the scope covers not only copyright but moral rights and any other rights.

How does this clause affect you?

If you submit material to Visa.com, you permanently and irrevocably lose all copyrights, moral rights, and any other rights you had in that material, and you can never assert those rights again.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 249 platforms. See the full comparison.

Is ConductAtlas affiliated with Visa?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Visa.