Provision record
Visa · Visa Terms of Use · View original document ↗

Submissions treated as non-confidential

Medium severity Explicit document language Common · 279 of 352 platforms
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This analysis describes what Visa's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

How other platforms handle this

Microsoft Medium

We do not use what you say in email, chat, video calls or voice mail, or your documents, photos or other personal files, to target advertising to you.

MyFitnessPal Medium

We use your personal information to send you newsletters and other promotional communications, including information about MyFitnessPal's new offerings, features, offers, events, webinars, and other information.

Lyft Medium

We may infer certain information from your interactions with the Lyft Platform and other personal information available to us. For example, if you frequently ride to or from airports, we may infer you are a frequent traveler.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
any communication or material you send to the Visa Site, electronically or otherwise, including, but not limited to, data, questions, comments, suggestions, or submissions, is and will be treated as non-confidential and non-proprietary...

Excerpt from Visa's Terms of Use

Applicable regulations

CCPA/CPRA
California, USA
CAN-SPAM
United States Federal
ePrivacy Directive
European Union
FCRA
United States Federal
FTC Act Section 5
United States Federal
GDPR
European Union
GLBA
United States Federal

Provision details

Document information
Document
Visa Terms of Use
Entity
Visa
Document last updated
May 5, 2026
Tracking information
First tracked
July 12, 2026
Last verified
July 12, 2026
Record ID
CA-P-070846
Document ID
CA-D-00115
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
224239b29d08e9e4bd4b8d2b04a59d85a694a0dea90a18579e09d0bbc5681491
Analysis generated
July 12, 2026 16:06 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Visa
Document: Visa Terms of Use
Record ID: CA-P-070846
Captured: 2026-07-12 16:06:00 UTC
SHA-256: 224239b29d08e9e4…
URL: https://conductatlas.com/platform/visa/visa-terms-of-use/provision/CA-P-070846/submissions-treated-as-non-confidential/
Accessed: Aug. 7, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

Other risks in this policy

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Frequently Asked Questions

What does Visa's Submissions treated as non-confidential clause do?

The clause states: “any communication or material you send to the Visa Site, electronically or otherwise, including, but not limited to, data, questions, comments, suggestions, or submissions, is and will be treated as non-confidential and non-proprietary...”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 279 platforms. See the full comparison.

Is ConductAtlas affiliated with Visa?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Visa.