This analysis describes what Visa's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The prohibition covers not only intentional harm but any use that 'could' damage the site or its infrastructure, setting a low threshold for a violation.
Users are prohibited from any access or use that could damage or impair the site or its infrastructure, or that interferes with other users, regardless of intent.
How other platforms handle this
remove, modify, disable, block, obscure or otherwise impair any advertising in connection with the Services
You may not display any personal contact, banking, or peer-to-peer payment information, whether in relation to you or any other person (for example, names, home addresses or postcodes, telephone numbers, email addresses, URLs, credit/debit card...)
You agree that Promotional Codes: (a) must be used in a lawful manner; (b) must be used for the intended audience and purpose; (c) may not be duplicated, sold or transferred in any manner...
"You may not access or use the Visa Site in any way that could or is intended to damage or impair the Visa Site, or any server or network underlying the Visa Site, or interfere with anyone else's use and enjoyment of the Site.Excerpt from Visa's Terms of Use
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The prohibition covers not only intentional harm but any use that 'could' damage the site or its infrastructure, setting a low threshold for a violation.
Users are prohibited from any access or use that could damage or impair the site or its infrastructure, or that interferes with other users, regardless of intent.
ConductAtlas has identified this type of provision across 282 platforms. See the full comparison.
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