This analysis describes what Target's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Target updated its Terms and Conditions on June 10, 2026, modifying provisions related to dispute resolution, account management, and service usage. The updated terms continue to include arbitration agreements, class action waivers, and jury trial waivers as part of the dispute resolution framework. The extent to which individual provisions were modified materially cannot be assessed from the available diff; consumers should review the complete updated Terms and Conditions at Target.com to understand specific changes to provisions affecting their rights.
View change record →Target removed specific language that explained how Target Circle Bonus rewards are earned, calculated, and reflected in customer accounts across different purchase methods (online, in-store, Same Day Delivery, Order Pickup, Drive Up). Previously, the terms clarified that online orders counted as one transaction unless they included Target Plus items or used Same Day Delivery, and specified timing for when bonuses would appear (24 hours for in-store, upon shipment/pickup/delivery for online). Without this clarity, customers must now rely on in-app displays or support channels to understand exactly how their purchases contribute to bonus eligibility, which may create confusion about reward calculation or disputes over earned benefits.
View change record →Target's updated Terms and Conditions now include explicit governance for its Target Circle loyalty program and Target Circle 360 membership. The updated terms establish that membership is voluntary and that by joining or continuing to use the program, members agree to Target Circle-specific terms and the Privacy Policy in effect at that time. The terms authorize Target to update the Target Circle Terms, the Target App, or the website at any time without advance notice, with continued program participation constituting acceptance of those updates. You can choose not to join Target Circle or can stop participating in the program to avoid binding yourself to these updated terms.
View change record →How other platforms handle this
Each payment processor uses and processes your complete payment information in accordance with its applicable privacy policy (Stripe and PayPal).
In some cases, in order to show you more relevant ads, we disclose with social media platforms and other advertising partners, information about actions you take on our websites and apps, such as which pages you visit and which ads you saw.
we may share data between our affiliates for the safety and security of our users and may take necessary actions if we believe you have violated these Terms, including banning you from our Services and/or our affiliates' services...
"Target Plus Partners will not have access to your payment information, other than your name and contact information as required for delivery of purchases and related customer service.Excerpt from Target's Terms and Conditions
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The clause states: “Target Plus Partners will not have access to your payment information, other than your name and contact information as required for delivery of purchases and related customer service.”
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