We use Personal Data to detect and prevent fraud and other harmful activities... We may also use Personal Data about you, including device information and usage patterns, to develop and improve our fraud detection and risk management tools.
A fraud risk score assigned by Stripe could result in your payment being declined at any merchant using Stripe, without your knowledge of how the score was generated or the ability to contest it.
Stripe collects extensive personal data — including device identifiers, IP addresses, browsing behavior, and inferred fraud risk scores — not only from direct Stripe users but also from individuals who simply complete a payment on any merchant site powered by Stripe, without ever creating a Stripe account. This data is shared with a broad ecosystem of Financial Partners, affiliates, and service providers for fraud prevention, compliance, and business improvement purposes, meaning your payment behavior may be profiled and shared across the financial system without your explicit awareness. You can exercise your rights to access, correct, delete, or restrict your data by visiting stripe.com/privacy-center or emailing privacy@stripe.com.