This analysis describes what Robinhood's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes the regulatory framework governing cryptocurrency transactions on the platform. By clarifying that crypto assets are not securities and that the crypto subsidiary operates outside the SIPC and FINRA regulatory structure, the terms define which investor protection regimes apply to different asset classes offered through the account.
Under this provision, cryptocurrency holdings maintain different regulatory treatment than securities held in the same account. Cryptocurrency positions do not qualify for SIPC protection in case of firm insolvency, and do not benefit from FDIC insurance that may apply to cash balances.
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Compare across platforms →"Cryptocurrency trading is offered through Robinhood Crypto, LLC. Cryptocurrencies are not securities and are not covered by SIPC protection. Robinhood Crypto is not a member of FINRA or SIPC. Cryptocurrency holdings are not FDIC insured.Excerpt from Robinhood's Margin Account Rules
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This provision establishes the regulatory framework governing cryptocurrency transactions on the platform. By clarifying that crypto assets are not securities and that the crypto subsidiary operates outside the SIPC and FINRA regulatory structure, the terms define which investor protection regimes apply to different asset classes offered through the account.
Under this provision, cryptocurrency holdings maintain different regulatory treatment than securities held in the same account. Cryptocurrency positions do not qualify for SIPC protection in case of firm insolvency, and do not benefit from FDIC insurance that may apply to cash balances.
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