This is Robinhood's legal disclosure library — a central index page that links to all of Robinhood's legal agreements covering stock trading, options, cryptocurrency, and cash management services. The most important thing to know is that by using Robinhood, you are bound by separate agreements for each product (brokerage, crypto, Gold subscription), many of which contain mandatory arbitration clauses that limit your right to sue Robinhood in court. Review each linked agreement relevant to the Robinhood products you use before depositing funds or enabling margin trading.
Technical Summary
This document is Robinhood's Disclosure Library landing page, a legal hub hosted at robinhood.com/us/en/about/legal that aggregates links to Robinhood's various regulatory and contractual disclosures governing its brokerage, cryptocurrency, banking, and options trading services under applicable US securities and financial services law. The page's primary obligation is informational — it directs users to the operative terms, agreements, and regulatory filings that create binding obligations between Robinhood Markets and its customers. Notably, the document provided is predominantly HTML/CSS source code for the disclosure index page rather than the substantive terms of service text itself, meaning the underlying contractual provisions — including arbitration clauses, margin trading risks, cryptocurrency disclosures, and data sharing terms — are embedded in linked documents not fully reproduced here. The platform engages multiple regulatory frameworks including SEC/FINRA broker-dealer regulations, CFPB consumer financial protection rules, FinCEN AML requirements, and state money transmission licensing for its cryptocurrency operations. Material compliance considerations include Robinhood's dual registration as a broker-dealer (Robinhood Financial LLC, FINRA member) and cryptocurrency platform operator (Robinhood Crypto, LLC), each subject to distinct regulatory regimes that users navigating a single unified interface may not clearly distinguish.
Robinhood's customer agreements require disputes to be resolved through individual arbitration rather than court, and users waive the right to join class action lawsuits against Robinhood.
Funds and assets held in Robinhood Crypto accounts are not protected by SIPC insurance, unlike assets in Robinhood's brokerage accounts, meaning crypto assets could be lost if Robinhood Crypto fails.
Robinhood offers margin trading to eligible users, which allows borrowing money to invest but also creates the risk of losing more than your initial deposit and owing money to Robinhood.
Robinhood allows eligible users to trade options contracts, which are complex derivatives that can expire worthless and result in the total loss of the premium paid, or in greater losses for certain strategies.
Robinhood reserves the right to restrict, suspend, or terminate user accounts, which could prevent access to funds or the ability to manage investment positions during market-sensitive periods.
Robinhood earns revenue by routing customer orders to market makers who pay for the right to execute those orders, a practice known as payment for order flow (PFOF), which may create a conflict of interest with getting customers the best possible execution price.
Robinhood's agreements limit its financial liability to users for losses caused by platform failures, outages, or errors, capping the amount users can recover even if those failures cause significant investment losses.
Robinhood Gold is a paid subscription service that automatically renews on a recurring basis, charging your linked payment method unless you cancel before the renewal date.
Robinhood collects extensive user data including trading activity, financial information, device data, and behavioral patterns, which may be shared with third-party partners, affiliates, and service providers for business purposes.
Robinhood's agreements specify that they are governed by the laws of a particular state (typically Delaware or California) and that any disputes not subject to arbitration must be resolved in courts located in that jurisdiction.
Added March 15, 2026
Cross-platform context
See how other platforms handle Account Suspension and Termination and similar clauses.