Robinhood · Robinhood Customer Agreement

Unilateral Amendment of Agreement Terms

Medium severity
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Why it matters

This means the rules governing your investments and legal rights can change without your explicit re-consent, and simply keeping your account open counts as agreeing to whatever new terms Robinhood introduces.

Consumer impact

This agreement significantly limits your legal recourse by requiring all disputes with Robinhood to be resolved through FINRA arbitration and waiving your right to participate in class action lawsuits. Robinhood retains the right to liquidate your investment positions without prior notice if margin requirements are not met, which can result in sudden and potentially significant financial losses. You can opt out of the arbitration clause by sending written notice to Robinhood within 30 days of account opening, as specified in the agreement.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Close Your Account
    If you disagree with updated terms, you must close your account to avoid being bound by the new terms. Go to Account Settings in the Robinhood app and initiate account closure, transferring any assets first.

Applicable agencies

  • FTC
    The FTC has authority under Section 5 of the FTC Act to challenge inadequate notice of material changes to consumer financial agreements as unfair or deceptive practices.
    File a complaint →

Provision details

Document information
Document
Robinhood Customer Agreement
Entity
Robinhood
Document last updated
March 24, 2026
Tracking information
First tracked
March 6, 2026
Last verified
March 31, 2026
Record ID
CA-P-000434
Document ID
CA-D-00050
Evidence Provenance
Source URL
Wayback Machine
SHA-256
42fdece1ce06bb1213691f7474d4463025e28fcf4db4d7ada943d32d7009952a
Verified
✓ Snapshot stored   ✓ Change verified
How to Cite
ConductAtlas Policy Archive
Entity: Robinhood | Document: Robinhood Customer Agreement | Record: CA-P-000434
Captured: 2026-03-06 20:25:05 UTC | SHA-256: 42fdece1ce06bb12…
URL: https://conductatlas.com/platform/robinhood/robinhood-customer-agreement/unilateral-amendment-of-agreement-terms/
Accessed: April 4, 2026
Classification
Severity
Medium
Categories

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