Robinhood · Robinhood Customer Agreement

Unilateral Agreement Amendment

Medium severity
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What it is

Robinhood reserves the right to amend or modify this Agreement at any time by posting revised terms on its website or by providing notice to you through the Robinhood application or by email. Your continued use of the Robinhood platform following the effective date of any such amendment shall constitute your acceptance of the amended Agreement. If you do not agree with any amendment, your sole remedy is to close your account.

Why it matters

This clause gives Robinhood nearly unlimited power to change the terms of your brokerage relationship with minimal notice, including potentially changing fees, arbitration terms, or account features.

Consumer impact

Robinhood's Customer Agreement significantly restricts your legal rights by requiring all disputes — including those involving investment losses — to be resolved through binding arbitration rather than court, and explicitly waives your right to join a class action lawsuit. If you have a margin account, Robinhood can liquidate any of your securities positions without prior notice and can lend your securities to third parties. You can opt out of the arbitration clause by sending written notice to Robinhood within 30 days of account opening, as specified in the agreement.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Close Your Account
    If you disagree with any amendment to the agreement, your only contractual remedy is to close your account. Transfer your assets to another broker via ACATS transfer before closing, then navigate to Account Settings and select Deactivate Account.

Applicable agencies

  • FTC
    The FTC can investigate unilateral amendment clauses as potentially unfair or deceptive practices under Section 5 of the FTC Act, particularly when consumers lack meaningful notice or choice.
    File a complaint →
  • State AG
    State Attorneys General in California, New York, and Illinois have authority under state consumer protection statutes to challenge unilateral amendment clauses that lack adequate notice or that are procedurally unconscionable.
    File a complaint →

Provision details

Document information
Document
Robinhood Customer Agreement
Entity
Robinhood
Document last updated
March 24, 2026
Tracking information
First tracked
March 6, 2026
Last verified
April 9, 2026
Record ID
CA-P-002638
Document ID
CA-D-00050
Evidence Provenance
Source URL
Wayback Machine
SHA-256
42fdece1ce06bb1213691f7474d4463025e28fcf4db4d7ada943d32d7009952a
Verified
✓ Snapshot stored   ✓ Change verified
How to Cite
ConductAtlas Policy Archive
Entity: Robinhood | Document: Robinhood Customer Agreement | Record: CA-P-002638
Captured: 2026-03-06 20:25:05 UTC | SHA-256: 42fdece1ce06bb12…
URL: https://conductatlas.com/platform/robinhood/robinhood-customer-agreement/unilateral-agreement-amendment/
Accessed: April 21, 2026
Classification
Severity
Medium
Categories

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