You may not receive direct notification when important terms change, and simply continuing to use the app — even without reading the new terms — is treated as legally binding acceptance.
By agreeing to Public.com's Terms of Service, users waive their right to sue the company in court or participate in class action lawsuits, and instead must resolve disputes through binding individual arbitration. Public retains broad discretion to suspend or terminate accounts, modify services, and limit its own financial liability to users. You can opt out of the mandatory arbitration clause by sending written notice to Public within 30 days of first creating your account.