If you purchase a subscription to a paid Service, your subscription will auto-renew at the end of each subscription period unless you cancel before the renewal date. By subscribing, you authorize Microsoft to charge your payment method on file for the applicable subscription fees.
Many consumers are unaware that subscriptions automatically renew, resulting in unexpected charges, and the burden is on the consumer to cancel before the renewal date rather than on Microsoft to obtain affirmative consent for each renewal.
This agreement significantly affects consumers by requiring US-based users to resolve disputes through binding arbitration rather than in court unless they actively opt out within 30 days, eliminating class action rights for those who miss the deadline. Microsoft retains broad rights to modify, suspend, or terminate services and accounts without prior notice in many circumstances, and acquires a wide license to use content users submit through its services. You can opt out of the arbitration clause by sending a written notice to Microsoft Corporation, ATTN: CELA Arbitration Opt-Out, One Microsoft Way, Redmond, WA 98052 within 30 days of first accepting the agreement.