This analysis describes what Meta's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Meta added Exhibit C, “Hosted Platform Access”, to its Meta Model API Terms of Service, last updated October 2, 2026. It applies when the Meta Materials are used through a third-party cloud platform authorized by Meta. The platform provider may disclose “Platform Account Data” to Meta, which can include the customer's organization name and domain, account and billing identifiers, location, subscription details, usage volumes, and revenue, fee and billing metrics; Meta may use it to operate and secure the service and to administer its arrangements with platform providers. Meta states that it does not receive or process customer content, including inputs and outputs, accessed through a hosted platform, and does not use that content to train or improve its models. The terms' sections on accounts and API keys, discounted services, and fees and taxes do not apply to hosted-platform access, where the platform provider bills fees under its own agreement.
View change record →The updated terms establish that the Llama API Services are intended for commercial use, except where Meta expressly permits personal or consumer use through a subscription. Developers and integrators can no longer share API keys with third parties or resell access through model aggregators, API gateways, or proxies without Meta's prior written permission. The terms now explicitly govern a new Coding Harness Subscription offering, which is subject to separate Meta Subscription Terms but uses API keys restricted to use only within the coding harness and subject to usage limits and billing controls.
View change record →The updated terms expand what developers must warrant they have rights to use (now including code, libraries, and databases accessed through integrations) and introduce new compliance obligations around AI-generated content labeling and disclosure. Developers are now explicitly responsible for meeting applicable legal requirements for labeling, disclosure, provenance marking, or classification of AI-generated or AI-assisted content in their Integrated Products. The terms also clarify that outputs may include third-party licensed materials, which developers must account for in their own products.
View change record →How other platforms handle this
If any part of these arbitration terms is found to be illegal or unenforceable, the remainder will remain in effect, except that if a finding...would allow class arbitration...this entire dispute resolution section will be unenforceable.
you may reject the change by sending us written notice within 30 days of the change to Credit Karma's address for Notice, in which case your account with Credit Karma will be immediately terminated
"If you do not wish to be bound by this provision (including its waiver of class and representative claims), you must notify us as set forth below within 30 days of the first acceptance date of any version of these Terms containing an arbitration provision.Excerpt from Meta's Llama API Terms of Service
Coinbase's User Agreement includes a mandatory arbitration clause that most users may not have reviewed. Here is what the clause states and how the opt-out process works.
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The clause states: “If you do not wish to be bound by this provision (including its waiver of class and representative claims), you must notify us as set forth below within 30 days of the first acceptance date of any version of these Terms containing an arbitration provision.”
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