California law gives residents stronger privacy rights than federal law, including an explicit right to stop Klarna from selling or sharing your personal data with advertisers and data brokers.
Klarna collects extensive personal data including financial information, purchase history, and behavioural data, and shares it with a broad range of third parties including merchants, credit reference agencies, and advertising partners. This means your shopping habits and financial profile may be used for credit decisions and targeted advertising beyond what you might expect from a payment service. You can review and exercise your data rights β including access, deletion, and portability β by logging into your Klarna account and visiting the privacy settings section.