The agreement states that Fitbit Pay uses tokenization so that card numbers are not stored on the device or in the app and are not shared with merchants or Fitbit during transactions. All transaction disputes are governed by the cardholder's bank terms, and Fitbit disclaims all liability for transaction disputes.
This analysis describes what Fitbit's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes that Fitbit disclaims all liability for Fitbit Pay transactions and disputes, directing users to their card-issuing bank's terms for all payment-related claims. The tokenization disclosure describes the technical mechanism used for card data protection during transactions.
Under this clause, disputes related to Fitbit Pay transactions are governed exclusively by the user's bank terms rather than Fitbit's Terms, and Fitbit is not a party to or liable under those bank terms. The agreement states that card numbers are not stored on the device or in the Fitbit app during transactions.
Cross-platform context
See how other platforms handle Fitbit Pay Tokenization and Bank Liability Allocation and similar clauses.
Compare across platforms →"Your Card number is not stored on the Supported Device or in the Fitbit mobile app, and through an industry standard tokenization platform your Card information is never revealed or shared with merchants or Fitbit when completing a transaction. ... The Bank Terms applied by your Card's bank will apply to all such transactions, payments, uses, and disputes, and in no event is Fitbit party to, or in any manner liable under, the Bank Terms.Excerpt from Fitbit's Terms of Service
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This provision establishes that Fitbit disclaims all liability for Fitbit Pay transactions and disputes, directing users to their card-issuing bank's terms for all payment-related claims. The tokenization disclosure describes the technical mechanism used for card data protection during transactions.
Under this clause, disputes related to Fitbit Pay transactions are governed exclusively by the user's bank terms rather than Fitbit's Terms, and Fitbit is not a party to or liable under those bank terms. The agreement states that card numbers are not stored on the device or in the Fitbit app during transactions.
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