Experian Terms of Use

By using Experian's website, you agree to its terms, and if Experian posts changes to those terms, your continued use counts as acceptance. Experian makes no guarantees about the accuracy, completeness, or fitness of any information or services on its site and will not be responsible for any damages you suffer from using—or being unable to use—the site. You are not permitted to copy, distribute, or use Experian's content or trademarks without written permission.

These terms establish the conditions under which Experian permits use of its website, requiring users to accept all terms as a condition of access and treating continued use after any notified change as binding acceptance. Experian disclaims all express and implied warranties—including merchantability, fitness for a particular purpose, accuracy, completeness, and timeliness—with respect to all information, products, and services on the site. Experian excludes liability for all damages of any kind, including direct, indirect, special, and consequential damages, arising from use of or inability to use the site, subject only to the acknowledgment that certain jurisdictions may not permit such exclusions. Experian reserves the unilateral right to change, modify, or add to the terms and to its site offerings, with changes taking effect immediately upon notice by any means, including posting on the site. The document additionally prohibits unauthorized reproduction, modification, distribution, or trademark use involving Experian's website content and marks without prior express written permission.

For an individual user, this document means that Experian provides its website and all information on it without any guarantee of accuracy, completeness, or fitness for any purpose, and without any liability for harm resulting from use of the site. If Experian posts a notice of changes to the terms—including by updating the site itself—continued use binds the user to those updated terms immediately, without any further action on the user's part. Users who are located in jurisdictions that do not permit the full exclusion of warranties or damages retain whatever protections their local law independently preserves.