This analysis describes what Dun & Bradstreet's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This prohibition prevents service information from being used in consumer eligibility decisions, which may reflect compliance obligations under consumer protection and fair lending laws.
Interpretive note: The excerpt is a fragment without surrounding context; it is possible this is one item in a broader list of prohibited uses, but only this prohibition can be stated from the quoted language.
The updated Terms of Use no longer include explicit language describing cookie preferences, consent options (Agree and Proceed, Required Only, Manage Choices), or chat functionality data collection requirements. Previously, the document stated that users could manage cookies or enable chat functionality through specific settings. This removal means users navigating the website will not find these disclosures in the Terms of Use itself, though cookie and chat functionality may continue to operate according to the Cookie Policy, which remains referenced separately.
View change record →You are prohibited from using or allowing anyone else to use information you receive through the service in connection with any individual's credit, employment, or insurance applications.
How other platforms handle this
You will not use the Services to accomplish a cash advance, wire or money transfer.
Make any automated use of the App...Use any software, technology, or device to scrape, spider, or crawl the App or harvest or manipulate data
if you do choose to upload your photograph to our Service, please note that all images must adhere to our App Use Standards which you are required to comply with to use any of the Robinhood Services.
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"use or permit the use of the information in connection with any individual credit, employment, or insurance applications— Excerpt from Dun & Bradstreet's D&B Terms of Use
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This prohibition prevents service information from being used in consumer eligibility decisions, which may reflect compliance obligations under consumer protection and fair lending laws.
You are prohibited from using or allowing anyone else to use information you receive through the service in connection with any individual's credit, employment, or insurance applications.
ConductAtlas has identified this type of provision across 284 platforms. See the full comparison.
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