By using DraftKings services, users authorize DraftKings to disclose their full name, date of birth, address, phone number, identification information, and transaction details to named fraud and identity verification vendors including LexisNexis, Onfido, Socure, and TransUnion, and authorize those vendors to access the user's credit file at a credit bureau for identity verification purposes.
This analysis describes what DraftKings's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes that account creation and service use constitutes authorization for credit file access by TransUnion and other named vendors. Credit file access is regulated under the Fair Credit Reporting Act (FCRA), which prescribes permissible purposes for accessing consumer credit reports. The notice states this access will not affect the user's credit score, but the adequacy of a general privacy notice consent mechanism as a permissible purpose authorization under FCRA requires legal evaluation.
Interpretive note: The adequacy of general privacy notice acceptance as a permissible purpose authorization for credit file access under FCRA depends on regulatory interpretation and the specific nature of the inquiry, which is not fully resolved by the document language alone.
Under this clause, using DraftKings services authorizes disclosure of name, date of birth, address, phone number, identification information, and transaction details to named identity verification vendors, and authorizes those vendors to access the user's credit file at a credit bureau for identity verification. The agreement states this access will not affect the user's credit score.
Cross-platform context
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Compare across platforms →"By using our Services, you also authorize us to disclose your full name, date of birth, address, phone number, identification information, transaction details, and decisions and returns information directly to such vendors for purposes of detecting and preventing fraud, evaluating risk, and/or verifying your identity. By using our Services, you also agree to permit such vendors to verify your identity with a credit bureau and access your credit file solely for the purpose of identity verification, which will not affect your credit score.Excerpt from DraftKings's Privacy Policy
1) REGULATORY LANDSCAPE: This provision implicates the Fair Credit Reporting Act (FCRA), which governs permissible purposes for accessing consumer credit reports and requires a legally recognized purpose such as credit transactions, employment, insurance underwriting, or …
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This provision establishes that account creation and service use constitutes authorization for credit file access by TransUnion and other named vendors. Credit file access is regulated under the Fair Credit Reporting Act (FCRA), which prescribes permissible purposes for accessing consumer credit reports. The notice states this access will not affect the user's credit score, but the adequacy of a general …
Under this clause, using DraftKings services authorizes disclosure of name, date of birth, address, phone number, identification information, and transaction details to named identity verification vendors, and authorizes those vendors to access the user's credit file at a credit bureau for identity verification. The agreement states this access will not affect the user's credit score.
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