If your credit card or other payment method expires or fails when a renewal is due, Cursor may delete your account and all your data without warning and without being liable for that deletion.
This analysis describes what Cursor's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision authorizes permanent account and data deletion as a consequence of payment method failure at renewal, without Anysphere incurring any liability, which creates a significant data loss risk for users who do not keep their payment information current.
Users whose payment methods expire at renewal risk permanent deletion of their Cursor account and all associated data; the agreement states this may occur without any liability to Anysphere, placing the burden on users to keep payment information current.
How other platforms handle this
Use another user's account or share your account with another person;
You are responsible for maintaining the secrecy of your unique password and account information at all times.
If you do not have a social security number you may still be eligible to open a limited Revolut personal account.
"If your payment method is no longer valid at the time a renewal Subscription Fee is due, then Anysphere reserves the right to delete your account and any information associated with your account without any liability to you.Excerpt from Cursor's Terms of Service
REGULATORY LANDSCAPE: Permanent data deletion tied to payment failure may engage GDPR data subject rights (Articles 17 and 20) in EU/EEA jurisdictions, where users retain rights to data erasure and data portability that may constrain …
Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.
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This provision authorizes permanent account and data deletion as a consequence of payment method failure at renewal, without Anysphere incurring any liability, which creates a significant data loss risk for users who do not keep their payment information current.
Users whose payment methods expire at renewal risk permanent deletion of their Cursor account and all associated data; the agreement states this may occur without any liability to Anysphere, placing the burden on users to keep payment information current.
ConductAtlas has identified this type of provision across 265 platforms. See the full comparison.
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