If your credit card or other payment method expires or fails when a renewal is due, Cursor may delete your account and all your data without warning and without being liable for that deletion.
This analysis describes what Cursor's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision authorizes permanent account and data deletion as a consequence of payment method failure at renewal, without Anysphere incurring any liability, which creates a significant data loss risk for users who do not keep their payment information current.
The updated terms establish a mandatory litigation regime replacing arbitration. Disputes must now be brought exclusively in federal or state courts located in Wichita County or Tarrant County, Texas, and you consent to jurisdiction in those forums and waive any objection based on inconvenient forum. Federal claims must be initiated within one year of the event giving rise to the dispute; state law claims within two years. Claims not initiated within these periods are permanently barred. Class actions and representative proceedings remain prohibited, and relief is limited to individual claims. The terms state that governing law and forum selection apply regardless of whether a dispute is based in contract, tort, statute, or common law, and extend to disputes involving Anysphere's U.S. corporate affiliates.
View change record →Users whose payment methods expire at renewal risk permanent deletion of their Cursor account and all associated data; the agreement states this may occur without any liability to Anysphere, placing the burden on users to keep payment information current.
How other platforms handle this
Use another user's account or share your account with another person;
You are responsible for maintaining the secrecy of your unique password and account information at all times.
If you do not have a social security number you may still be eligible to open a limited Revolut personal account.
"If your payment method is no longer valid at the time a renewal Subscription Fee is due, then Anysphere reserves the right to delete your account and any information associated with your account without any liability to you.Excerpt from Cursor's Terms of Service
REGULATORY LANDSCAPE: Permanent data deletion tied to payment failure may engage GDPR data subject rights (Articles 17 and 20) in EU/EEA jurisdictions, where users retain rights to data erasure and data portability that may constrain …
Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.
Get the research letter
Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean.
This provision authorizes permanent account and data deletion as a consequence of payment method failure at renewal, without Anysphere incurring any liability, which creates a significant data loss risk for users who do not keep their payment information current.
Users whose payment methods expire at renewal risk permanent deletion of their Cursor account and all associated data; the agreement states this may occur without any liability to Anysphere, placing the burden on users to keep payment information current.
ConductAtlas has identified this type of provision across 265 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Cursor.