Provision record
Credit Karma · Credit Karma Terms of Service · View original document ↗

FAA Governs Arbitration California Law Applies Otherwise

Medium severity Explicit document language Common · 267 of 352 platforms
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This analysis describes what Credit Karma's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

How other platforms handle this

Perplexity AI Medium

These Terms are governed by the laws of the State of California, without regard to conflict of laws rules, and the proper venue for any disputes arising out of or relating to any of the same will be the arbitration venue set forth in Section 9, or if arbitration does not apply, then the state and fe...

Plaid Medium

These Terms will be governed by the laws of the State of California, without regard to the conflict of law provisions thereof

Sony PlayStation Medium

The laws of the State of California, without regard to conflict-of-law rules, govern this Agreement and any dispute between you and the Sony Entities.

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▸ View Original Clause Language DOCUMENT RECORD
"
the Federal Arbitration Act ("FAA") governs the interpretation and enforcement of this arbitration provision; the arbitrator shall apply California law to all other matters.

Excerpt from Credit Karma's Terms of Service

Provision details

Document information
Document
Credit Karma Terms of Service
Entity
Credit Karma
Document last updated
May 5, 2026
Tracking information
First tracked
Sept. 20, 2026
Last verified
Sept. 20, 2026
Record ID
CA-P-077793
Document ID
CA-D-00358
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
a2e4c27118e2cf529712a6c5be0c6d3d26440f7ac47c50fa2e4942c029125c1e
Analysis generated
September 20, 2026 16:32 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Credit Karma
Document: Credit Karma Terms of Service
Record ID: CA-P-077793
Captured: 2026-09-20 16:32:40 UTC
SHA-256: a2e4c27118e2cf52…
URL: https://conductatlas.com/platform/credit-karma/credit-karma-terms-of-service/provision/CA-P-077793/faa-governs-arbitration-california-law-applies-otherwise/
Accessed: Sept. 30, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Credit Karma's FAA Governs Arbitration California Law Applies Otherwise clause do?

The clause states: “the Federal Arbitration Act ("FAA") governs the interpretation and enforcement of this arbitration provision; the arbitrator shall apply California law to all other matters.”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 267 platforms. See the full comparison.

Is ConductAtlas affiliated with Credit Karma?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Credit Karma.