Provision record
Credit Karma · Credit Karma Terms of Service · View original document ↗

No Use of Services to Obtain Consumer Information Under False Pretenses

High severity Explicit document language Common · 285 of 352 platforms
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This analysis describes what Credit Karma's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

How other platforms handle this

Tinder Medium

Use our Services in relation to any political campaign financing or for the purpose of influencing any election, other than sharing your own personal political opinions;

Segment Medium

The Services are intended for business use by corporate or business entities, and you agree that you will not use the Services for any personal or individual use.

Skillshare Medium

please take care when using these forums and do not post confidential or proprietary information through those features.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
You are not permitted to use our Services to obtain any consumer credit report, score or other consumer information under false pretenses or in violation of the Fair Credit Reporting Act or applicable state or federal law.

Excerpt from Credit Karma's Terms of Service

Applicable regulations

CFAA
United States Federal

Provision details

Document information
Document
Credit Karma Terms of Service
Entity
Credit Karma
Document last updated
May 5, 2026
Tracking information
First tracked
Sept. 20, 2026
Last verified
Sept. 20, 2026
Record ID
CA-P-077848
Document ID
CA-D-00358
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
a2e4c27118e2cf529712a6c5be0c6d3d26440f7ac47c50fa2e4942c029125c1e
Analysis generated
September 20, 2026 16:32 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Credit Karma
Document: Credit Karma Terms of Service
Record ID: CA-P-077848
Captured: 2026-09-20 16:32:40 UTC
SHA-256: a2e4c27118e2cf52…
URL: https://conductatlas.com/platform/credit-karma/credit-karma-terms-of-service/provision/CA-P-077848/no-use-of-services-to-obtain-consumer-information-under-false-pretenses/
Accessed: Oct. 2, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Credit Karma's No Use of Services to Obtain Consumer Information Under False Pretenses clause do?

The clause states: “You are not permitted to use our Services to obtain any consumer credit report, score or other consumer information under false pretenses or in violation of the Fair Credit Reporting Act or applicable state or federal law.”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 285 platforms. See the full comparison.

Is ConductAtlas affiliated with Credit Karma?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Credit Karma.