Version history

Credit Karma's Terms of Service document underwent a significant structural change in an update detected on July 26, 2026. The change removed 15 sentences and modified 7 sentences, reducing the document to 12 sentences total. The removed content included footer navigation elements, regulatory licensing disclosures for Credit Karma Mortgage Inc. and related entities, NMLS IDs, accessibility statements, and contact information for member support.

Credit Karma removed a QR code link from their Terms of Service footer on May 2, 2026. The QR code previously directed users to download the Credit Karma app. This is a minor formatting change with no impact on the actual terms, rights, or obligations governing your use of Credit Karma's services.

Credit Karma's Terms of Service were updated on April 18, 2026, adding the phrase 'Free Credit Karma' to a navigation menu section. This is a minor editorial change to the document's table of contents or navigation listing, with no impact on the substantive rights, obligations, or policies that govern the service.