Provision record
Chase · Chase Deposit Account Agreement · View original document ↗

Shortened Statute of Limitations for Lawsuits

Medium severity Low confidence Explicit document language Unique · 0 of 352 platforms
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Document Record

What it is

Section IX.Q establishes a contractually shortened period within which account holders must file lawsuits against Chase relating to their deposit accounts. The full text of this section was referenced in the table of contents but not reproduced in the provided document excerpt.

This analysis describes what Chase's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Contractually shortened statutes of limitations in consumer financial services agreements are subject to enforceability challenges in certain jurisdictions, particularly where state law establishes minimum limitation periods or prohibits contractual reduction of statutory timelines. Legal teams reviewing this provision should assess applicable state law constraints.

Interpretive note: The full text of Section IX.Q was not reproduced in the provided document excerpt; the specific shortened period cannot be confirmed, and enforceability depends on jurisdiction-specific law that cannot be assessed without the complete provision text.

Clause Stability Stable

0
Changes
6
Months Monitored
Jul 13, 2026
First Seen
Jul 13, 2026
Last Seen

Consumer impact (what this means for users)

This provision establishes a shortened period for filing legal claims against Chase related to deposit accounts. The terms establish that claims not filed within this period may be time-barred under the agreement, subject to applicable law.

Cross-platform context

See how other platforms handle Shortened Statute of Limitations for Lawsuits and similar clauses.

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▸ View Original Clause Language DOCUMENT RECORD
"
Q. Permitted Time for Filing a Lawsuit

Excerpt from Chase's Deposit Account Agreement

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

1.

Insight

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Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Consumer Financial Protection Bureau (cfpb)
    Regulates consumer financial products and services. Can investigate companies for unfair, deceptive, or abusive financial practices including improper fees, billing errors, and data misuse.
    Who can file: Anyone who has used a consumer financial product or service in the US
    What you need: Account number or details, dates of transactions or events, description of the issue, and any supporting documents
    What to expect: The company must respond within 15 days. The CFPB forwards your complaint and may use it in enforcement actions. Individual compensation is possible in some cases.
    File a complaint →
  • State Attorney General
    State AGs in California, New York, Texas, and other states can investigate violations of state consumer protection and privacy laws, including CCPA (California), SHIELD Act (New York), and equivalents.
    Who can file: Residents of states with comprehensive privacy laws — primarily California, Virginia, Colorado, Connecticut, and Utah
    What you need: Evidence of the violation, explanation of how your state rights were affected, and your account or contact information with the company
    What to expect: Outcomes vary by state. May result in investigation, enforcement action, or requirement for the company to change practices. No direct individual compensation in most cases.

    Search "[your state] attorney general consumer complaint" to find your state's direct complaint form

Provision details

Document information
Document
Chase Deposit Account Agreement
Entity
Chase
Document last updated
May 5, 2026
Tracking information
First tracked
July 13, 2026
Last verified
July 13, 2026
Record ID
CA-P-076279
Document ID
CA-D-00041
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
883891961b3aeca39efb9b814f4308f4a0993e9296cb08cc30abce6337e5f818
Analysis generated
July 13, 2026 01:49 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Chase
Document: Chase Deposit Account Agreement
Record ID: CA-P-076279
Captured: 2026-07-13 01:49:00 UTC
SHA-256: 883891961b3aeca3…
URL: https://conductatlas.com/platform/chase/chase-deposit-account-agreement/provision/CA-P-076279/shortened-statute-of-limitations-for-lawsuits/
Accessed: Sept. 8, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Chase's Shortened Statute of Limitations for Lawsuits clause do?

Contractually shortened statutes of limitations in consumer financial services agreements are subject to enforceability challenges in certain jurisdictions, particularly where state law establishes minimum limitation periods or prohibits contractual reduction of statutory timelines. Legal teams reviewing this provision should assess applicable state law constraints.

How does this clause affect you?

This provision establishes a shortened period for filing legal claims against Chase related to deposit accounts. The terms establish that claims not filed within this period may be time-barred under the agreement, subject to applicable law.

Is ConductAtlas affiliated with Chase?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Chase.