Betterment · Betterment Terms of Use · View original document ↗

Paid Relationship Disclosure — Bankrate

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This analysis describes what Betterment's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The clause establishes transparency regarding the commercial relationship between Betterment and Bankrate, and clarifies the limited scope of the award by specifying that it reflects only cost and plan structure factors rather than comprehensive service or performance metrics. This disclosure addresses potential conflicts of interest in third-party endorsements referenced in the agreement.

Consumer impact (what this means for users)

Users are informed that third-party recognition of Betterment's 401(k) offering is subject to a paid relationship with the recognizing party, and that such recognition does not constitute a representation regarding actual client experience, advisory quality, or investment results. The provision establishes boundaries around reliance on the stated award.

How other platforms handle this

Apple Medium

Apps offering auto-renewing subscriptions must clearly describe the subscription, what the subscription includes, and the length of the subscription. Developers must implement a mechanism to allow users to cancel subscriptions. Apps must not mislead users about the nature of auto-renewing subscripti...

Cloudflare Medium

You agree not to engage in any of the following prohibited activities: (i) copying, distributing, or disclosing any part of the Service in any medium, including without limitation by any automated or non-automated 'scraping'; (ii) using any automated system, including without limitation 'robots,' 's...

Xbox Medium

When you use Microsoft services, you must comply with Microsoft's Code of Conduct. Prohibited conduct includes using the services to do anything illegal, transmitting content that is harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, or otherwise objectionable. Microsof...

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▸ View Original Clause Language DOCUMENT RECORD
"
Bankrate recognized Betterment at Work as one of the Best 401(k) Plans of 2025. It was considered amongst an unknown number of competitors based on cost, types of available plans, customer support, investment funds, and education & advice. Betterment compensates Bankrate for unrelated marketing. Award may not be representative of the Betterment client experience, advisory services, or investment performance.

— Excerpt from Betterment's Betterment Terms of Use

Provision details

Document information
Document
Betterment Terms of Use
Entity
Betterment
Document last updated
March 24, 2026
Tracking information
First tracked
May 7, 2026
Last verified
May 9, 2026
Record ID
CA-P-004514
Document ID
CA-D-00211
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
02aea9237f828414573f004ea4f42980e93e6c9aa739488fdf6e58e092f8b41a
Analysis generated
May 7, 2026 05:42 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Betterment
Document: Betterment Terms of Use
Record ID: CA-P-004514
Captured: 2026-05-07 05:42:34 UTC
SHA-256: 02aea9237f828414…
URL: https://conductatlas.com/platform/betterment/betterment-terms-of-use/paid-relationship-disclosure-bankrate/
Accessed: June 10, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Betterment's Paid Relationship Disclosure — Bankrate clause do?

The clause establishes transparency regarding the commercial relationship between Betterment and Bankrate, and clarifies the limited scope of the award by specifying that it reflects only cost and plan structure factors rather than comprehensive service or performance metrics. This disclosure addresses potential conflicts of interest in third-party endorsements referenced in the agreement.

How does this clause affect you?

Users are informed that third-party recognition of Betterment's 401(k) offering is subject to a paid relationship with the recognizing party, and that such recognition does not constitute a representation regarding actual client experience, advisory quality, or investment results. The provision establishes boundaries around reliance on the stated award.

Is ConductAtlas affiliated with Betterment?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Betterment.