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This provision establishes the fee structure governing ATM access outside the Bank of America network, creating a cost mechanism that applies based on ATM selection and transaction location rather than account status.
Account holders using non-Bank of America ATMs are subject to per-transaction fees assessed by the bank, separate from any fees charged by the ATM operator. International ATM transactions incur additional foreign transaction fees beyond the base non-network ATM fee.
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"When you use a non-Bank of America ATM in the U.S., you may be charged a Non-Bank of America ATM fee per transaction. You may also be charged a fee by the ATM operator. International transactions at non-Bank of America ATMs may incur additional fees including a foreign transaction fee.— Excerpt from Bank of America's Bank of America Fee Schedule
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This provision establishes the fee structure governing ATM access outside the Bank of America network, creating a cost mechanism that applies based on ATM selection and transaction location rather than account status.
Account holders using non-Bank of America ATMs are subject to per-transaction fees assessed by the bank, separate from any fees charged by the ATM operator. International ATM transactions incur additional foreign transaction fees beyond the base non-network ATM fee.
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