Old version
March 19, 2026 14:50 UTC
e90743dce4c6131c033142704f2c8618576531df973e278e6519cff95eb3e91e
CA-V-000127
New version
April 2, 2026 06:02 UTC
eaed16342ba6521fae6ab714b5443eba86f7d4d13ec1d906fa5358cfe2d3cc8c
CA-V-001738
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Change Summary
Klarna reorganized the table of contents and navigation structure of its Terms of Service on April 2, 2026. The update removed some product category headings (such as 'Pay later' and 'Klarna Credit Card' at the top level) and reordered the list of linked agreements and policies. The underlying terms themselves do not appear to have changed in substance, only how they are organized and presented to users.
low severity
0 Sentences added
0 Sentences removed
2 Sentences modified
2 Sentences before
2 Sentences after
Added
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BeforeAfter
0Legal agreements for Klarna services For all users Pay later Klarna Credit Card Money Transmissions Pay with Klarna Purchase and delivery information Monthly Financing Klarna balance Memberships For all users Klarna Shopping Service Klarna Privacy Policy Klarna Fraud Liability Protection Klarna Recurring Text Message Program – Terms and Conditions Klarna Referral WebBank Privacy Notice Pay later Pay in 4 installments Pay later Klarna Credit Card WebBank Klarna Credit Card Agreement Licenses and Important Disclosures Klarna Inc.0Terms and Conditions For all users Klarna Shopping Service Klarna Privacy Policy Klarna Fraud Liability Protection Klarna Recurring Text Message Program – Terms and Conditions Klarna Referral WebBank Privacy Notice Licenses and Important Disclosures Klarna Inc.
1Licenses Important Disclosures Pay with Klarna One-time card Pay in full by card Purchase and delivery information Auto-Track Monthly Financing Pay over time – WebBank Klarna – example ‘agreement’ Klarna balance Klarna balance Klarna balance & Klarna Card Klarna balance Deposit Account and Klarna Card Agreement Klarna balance Rates & Fees Klarna Membership Klarna Membership Agreement1Licenses Important Disclosures Pay with Klarna Pay in 4 installments Pay later WebBank Klarna Credit Card Agreement One-time card Pay in full by card Monthly Financing Pay over time – WebBank Klarna – example ‘agreement’ Klarna balance & Klarna Card Klarna balance Deposit Account and Klarna Card Agreement Klarna balance Rates & Fees Klarna balance Purchase and delivery information Auto-Track Klarna Membership Klarna Membership Agreement
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