| f | Cash App Logo | f | Cash App Logo |
| Cash App Terms of Service | | Cash App Terms of Service |
| Effective: February 7, 2024 | | Effective: February 7, 2024 |
| n | Last Updated: March 13, 2026 | n | Last Updated: April 1, 2026 |
| Please click here to see prior updates to the Terms of Service. | | |
| We’ve included annotations in the gray boxes below to emphasize certain portions | | We’ve included annotations in the gray boxes below to emphasize certain portions |
| of our notice and help guide you as you read them. Annotations aren’t part of t | | of our notice and help guide you as you read them. Annotations aren’t part of t |
| he terms and have no legal effect, but they should help you follow the text. | | he terms and have no legal effect, but they should help you follow the text. |
| This page explains our terms for Cash App. By using the service, you agree to th | | This page explains our terms for Cash App. By using the service, you agree to th |
| ese terms. If you use the service on behalf of your company, your company agrees | | ese terms. If you use the service on behalf of your company, your company agrees |
| to them too. | | to them too. |
| These Cash App Terms of Service (the “Cash App Terms”) are a legal agreement bet | | These Cash App Terms of Service (the “Cash App Terms”) are a legal agreement bet |
| ween you, as a current or prospective user of the Services, and Block, Inc., for | | ween you, as a current or prospective user of the Services, and Block, Inc., for |
| merly known as "Square, Inc." (hereafter, “the Company,” “we,” “our” or us”), an | | merly known as "Square, Inc." (hereafter, “the Company,” “we,” “our” or us”), an |
| d governs your use of Cash App, a financial platform, which includes mobile appl | | d governs your use of Cash App, a financial platform, which includes mobile appl |
| ications, websites, software, cloud-based solutions, and other products and serv | | ications, websites, software, cloud-based solutions, and other products and serv |
| ices (the “Service”), offered by the Company. If you are using the Service on be | | ices (the “Service”), offered by the Company. If you are using the Service on be |
| half of a business or entity, you acknowledge and agree that you have authority | | half of a business or entity, you acknowledge and agree that you have authority |
| to bind such business or entity and that such business or entity accepts these t | | to bind such business or entity and that such business or entity accepts these t |
| erms. By using the Service you agree to be bound by these Cash App Terms and any | | erms. By using the Service you agree to be bound by these Cash App Terms and any |
| policies referenced within (“Policies”), including our Privacy Notice (see Sect | | policies referenced within (“Policies”), including our Privacy Notice (see Sect |
| ion V.5) and Cash App Acceptable Use Policy (see Section XXII.5). | | ion V.5) and Cash App Acceptable Use Policy (see Section XXII.5). |
| We may add or remove a Bank at any time and without notice. We will update this | | We may add or remove a Bank at any time and without notice. We will update this |
| section to reflect any changes. | | section to reflect any changes. |
| 10. Gift Cards | | 10. Gift Cards |
| Sending and receiving a “Gift Card” for a designated merchant to a Recipient has | | Sending and receiving a “Gift Card” for a designated merchant to a Recipient has |
| been discontinued. If you previously received a Gift Card, however, it remains | | been discontinued. If you previously received a Gift Card, however, it remains |
| valid and does not expire. To use a Gift Card, you must have a Cash App Account. | | valid and does not expire. To use a Gift Card, you must have a Cash App Account. |
| n | Gift Cards are not redeemable for cash value, except that Recipients with a Cash | n | Gift Cards are not redeemable for cash value, except that Recipients with a Cash |
| App Card may redeem the cash value of the Gift Card to their Cash App Balance o | | App Card may redeem the cash value of the Gift Card to their Cash App Balance o |
| nce the Gift Card value falls below $10. A Gift Card can only be used for purcha | | nce the Gift Card value falls below $10 (or $15 for Receipts in California). A G |
| ses made with a Cash App Card at the designated merchant. | | ift Card can only be used for purchases made with a Cash App Card at the designa |
| | | ted merchant. |
| IV. Communications and Devices | | IV. Communications and Devices |
| Here’s where we describe our communications to you and your (i) consent to recei | | Here’s where we describe our communications to you and your (i) consent to recei |
| ve texts from us and (ii) make representations regarding texts we send to others | | ve texts from us and (ii) make representations regarding texts we send to others |
| relating to your payments. You also consent to us sending you email communicati | | relating to your payments. You also consent to us sending you email communicati |
| ons. You can opt out of communications in ways that are specific to that communi | | ons. You can opt out of communications in ways that are specific to that communi |
| cation method, such as by unsubscribing from emails, or replying to text message | | cation method, such as by unsubscribing from emails, or replying to text message |
| s with ‘STOP’. | | s with ‘STOP’. |
| 1. Text Messages and Other Communications | | 1. Text Messages and Other Communications |
| 6. Termination | | 6. Termination |
| Your participation in Neighborhoods may be suspended, revoked or terminated by u | | Your participation in Neighborhoods may be suspended, revoked or terminated by u |
| s at any time and for any reason. If your access or participation in Neighborhoo | | s at any time and for any reason. If your access or participation in Neighborhoo |
| ds is suspended, revoked or terminated, all of your Local Cash Rewards will be f | | ds is suspended, revoked or terminated, all of your Local Cash Rewards will be f |
| orfeited immediately and no further Local Cash Rewards can be earned or redeemed | | orfeited immediately and no further Local Cash Rewards can be earned or redeemed |
| by you. We reserve the right to investigate any use, purchase, transaction, act | | by you. We reserve the right to investigate any use, purchase, transaction, act |
| ivity, or interaction that we believe, in our sole discretion, may be an abuse o | | ivity, or interaction that we believe, in our sole discretion, may be an abuse o |
| f the Neighborhoods program. If your access to Neighborhoods is terminated due t | | f the Neighborhoods program. If your access to Neighborhoods is terminated due t |
| o fraudulent or abusive activity or failure to comply with these terms, you will | | o fraudulent or abusive activity or failure to comply with these terms, you will |
| immediately forfeit all of your Local Cash Rewards and any other benefits of th | | immediately forfeit all of your Local Cash Rewards and any other benefits of th |
| e Neighborhoods program and you can no longer can participate in Neighborhoods, | | e Neighborhoods program and you can no longer can participate in Neighborhoods, |
| earn or redeem Local Cash Rewards, receive or apply NSPs, or otherwise access th | | earn or redeem Local Cash Rewards, receive or apply NSPs, or otherwise access th |
| e Services. If your Cash App account is closed or terminated, you will lose all | | e Services. If your Cash App account is closed or terminated, you will lose all |
| Local Cash Rewards, NSPs, and any other benefits of Neighborhoods on Cash App. T | | Local Cash Rewards, NSPs, and any other benefits of Neighborhoods on Cash App. T |
| his section does not limit any other rights or remedies we may have under these | | his section does not limit any other rights or remedies we may have under these |
| terms. | | terms. |
| XV. Remittance Service | | XV. Remittance Service |
| n | | n | Effective May 1, 2026, Cash App will no longer support the Remittance Service. A |
| | | ny Remittance Payment that is still pending on or before May 1, 2026 will contin |
| | | ue to be processed unless you cancel to transfer. Any Remittance Payment sent vi |
| | | a cash pickup that is not picked up by the Designated Recipient within 21 days w |
| | | ill be automatically canceled. All Remittance Payments that remain in a pending |
| | | state on May 21, 2026 will be automatically cancelled. Any canceled Remittance P |
| | | ayments will be refunded to the Sender. |
| 1. Description of the Service | | 1. Description of the Service |
| The Remittance Service allows you to send remittance payments (as described belo | | The Remittance Service allows you to send remittance payments (as described belo |
| w) from the United States to individuals in certain other countries for personal | | w) from the United States to individuals in certain other countries for personal |
| , non-commercial purposes (the “Remittance Service”). | | , non-commercial purposes (the “Remittance Service”). |
| 2. Sending Remittance Payments | | 2. Sending Remittance Payments |
| Reach out through cash.app/help | | Reach out through cash.app/help |
| Note: Cash App representatives will never ask your for your password, PIN, or fu | | Note: Cash App representatives will never ask your for your password, PIN, or fu |
| ll debit card number. | | ll debit card number. |
| United States | | United States |
| t | Cash App Terms of ServiceCash App Terms of Service (accounts created prior to Ju | t | Cash App Terms of ServiceCash Sutton Bank Terms of ServiceCash Sutton Bank Debit |
| ne 24, 2021)Cash Sutton Bank Terms of ServiceCash Sutton Bank Debit Flex Cardhol | | Flex Cardholder AgreementCash App Visa Debit Flex Card AgreementCash App Invest |
| der AgreementCash App Visa Debit Flex Card AgreementCash App Investing Disclosur | | ing Disclosure LibraryPrivacy NoticeCash App E-Sign ConsentCash App Copyright an |
| e LibraryPrivacy NoticeCash App E-Sign ConsentCash App Copyright and Trademark P | | d Trademark PolicyCash for Business Payment TermsCash App Taxes Terms of Service |
| olicyCash for Business Payment TermsCash App Taxes Terms of ServiceCash App Taxe | | Cash App Taxes Privacy NoticeBitcoin DisclosuresCash App Offers TermsCash App Ac |
| s Privacy NoticeBitcoin DisclosuresCash App Offers TermsCash App Acceptable Use | | ceptable Use PolicyCash App Savings Terms of ServiceTerms of Service for Pools C |
| PolicyCash App Savings Terms of ServiceTerms of Service for Pools Contributors ( | | ontributors (No Account) |
| No Account) | | |
| LegalLicensesSecurityPressBitcoinStatusContact UsX LogoInstagram Logo | | LegalLicensesSecurityPressBitcoinStatusContact UsX LogoInstagram Logo |