Change record
CA-X-005604
Kraken Privacy Policy
Entity
Date detected
October 16, 2026
Effective date
September 30, 2026
Severity
Low
Direction
Neutral
Taxonomy
Disclosure requirement change
Changes
+64 sentences added · −140 sentences removed · 132 sentences modified

Impact Summary

Generated by a model from the captured document; not read by a person
Low Neutral for users
Affected users
US users California residents

Kraken restructured its privacy policy from a global notice to a US-specific notice dated September 30, 2026. The updated document now explicitly incorporates federal financial privacy requirements (GLBA Notice), adds a section on anti-money laundering and identity verification procedures required by federal law, and reorganizes content to emphasize US regulatory compliance. The policy now states that US privacy terms take precedence over Kraken's global privacy notice, and references separate privacy notices for California residents and other state-specific protections.

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What this means for you

Generated by a model from the captured document; not read by a person

The updated policy clarifies that Kraken collects biographical, financial, and verification information to comply with federal anti-money laundering and identity verification requirements. The policy now explicitly states that when you open an account, Kraken will request your name, address, date of birth, and identifying documents such as a driver's license. The policy also notes that US privacy terms take precedence over Kraken's global privacy notice, and that California residents and residents of other states may have additional privacy protections under applicable state laws.

What you can do

→ Review the updated privacy notice to understand the scope of personal data Kraken collects for regulatory compliance.

→ If you are a California resident, review Kraken's California Consumer Privacy Notice for additional privacy rights and protections.

→ Check the State Specific Privacy Statement to determine whether you have additional privacy rights under your state's laws.

Key Clauses Affected

Generated by a model from the captured document; not read by a person
GLBA Notice and Disclosure incorporation

Policy now explicitly incorporates federal financial privacy compliance obligations and requires disclosure of information collection, use, and sharing practices.

Federal AML/KYC procedures

Policy adds explicit section on federal law requirements for identity verification and anti-money laundering compliance, including collection of name, address, date of birth, and identifying documents.

US terms precedence

Updated policy states that US privacy terms take precedence over Kraken's global privacy notice.

Full clause-by-clause analysis available with Insight.
ⓘ

This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology

Evidence Verification

✓ Verified
Previous Version
8c8b88c055712707efe53cef472961c88ef2ae34458685af5ea574e8f8f1aedc
July 11, 2026 03:16 UTC
✓ Verified
Current Version
bd97d23d8db4ae287c75d66c9096dee575e34ef5391cda481929bcb0fb866824
October 16, 2026 00:11 UTC
✓ Verified
Change Detected
October 16, 2026 00:11 UTC
✓
Analysis Methodology
✓ Verified
Source Document
https://www.kraken.com/legal/privacy
Citation Record
Entity: Kraken
Document: Kraken Privacy Policy
Record ID: CA-X-005604
Version: CA-V-007556
Captured: 2026-10-16 00:11:27 UTC
URL: https://conductatlas.com/change/2026-10-16-kraken-kraken-privacy-policy-5604/
Accessed: Oct. 16, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
For legal and compliance teams

Institutional Analysis

Generated by a model from the captured document; not read by a person
Assessment

Kraken has restructured its privacy policy from a global notice to a US-specific notice that explicitly incorporates federal financial privacy compliance obligations (GLBA Notice). The updated policy adds detailed sections on federal anti-money laundering and …

🔒 Full institutional analysis

Regulatory exposure, obligation change, escalation trigger, board-ready language, and recommended action for legal and compliance teams.

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ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-X-005604.

Full Changes

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Document Context

Version history → Policy drift analysis → Document page →
Document
Kraken Privacy Policy
Entity
Kraken
Captured
October 16, 2026
Source URL
https://www.kraken.com/legal/privacy

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