Change record
CA-C-004030
Affirm Terms of Service
Entity
Date detected
July 29, 2026
Effective date
July 28, 2026
Severity
Low
Direction
Neutral
Changes
5 sentences modified

Impact Summary

Low Neutral for users
Affected users
All users US users

Affirm updated its mailing address for customer service requests across five different procedures in the Terms of Service. The previous address, 650 California St, Fl 12, San Francisco, CA 94108, has been replaced with 14039 Puritas Avenue, P.O. Box 35909, Cleveland, OH 44135. This affects where customers must send written requests for consent withdrawal, billing error disputes, and other written inquiries. The change is operational and does not alter the procedures or rights themselves, only the location to which customers must direct their correspondence.

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What this means for you

The updated Terms of Service now directs customers to a new mailing address in Cleveland, Ohio for all written customer service requests, including consent withdrawal and billing error disputes. The change does not alter the procedures for making these requests or the underlying customer rights; it only specifies where written correspondence must be sent. Customers who need to submit written requests should use the new address: 14039 Puritas Avenue, P.O. Box 35909, Cleveland, OH 44135.

What you can do

Update any saved mailing addresses for Affirm customer service requests to the new Cleveland address: 14039 Puritas Avenue, P.O. Box 35909, Cleveland, OH 44135

Key Clauses Affected

mailing address for customer service requests

Updated from San Francisco to Cleveland across consent withdrawal, billing disputes, and general inquiry procedures.

Full clause-by-clause analysis available with Insight.

This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology

Evidence Verification

✓ Verified
Previous Version
640c166807fb45cebd201634d7defb4ba961c47366285edb91bbf948109a50a6
June 3, 2026 00:24 UTC
✓ Verified
Current Version
4057ad8a5c4f8d1d54b4b85ec42a7c55ffbe257efef39973a1db8581da7c9ac6
July 29, 2026 00:27 UTC
✓ Verified
Change Detected
July 29, 2026 00:27 UTC
Analysis Methodology
✓ Verified
Source Document
https://www.affirm.com/terms
Citation Record
Entity: Affirm
Document: Affirm Terms of Service
Record ID: CA-C-004030
Captured: 2026-07-29 00:27:39 UTC
URL: https://conductatlas.com/change/2026-07-29-affirm-affirm-terms-of-service-4030/
Accessed: July 29, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
For legal and compliance teams

Institutional Analysis

Assessment

Affirm consolidated or relocated its customer service operations and updated its Terms of Service to reflect a new mailing address in Cleveland effective July 28, 2026. This is an administrative change with no material impact …

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Regulatory exposure, obligation change, escalation trigger, board-ready language, and recommended action for legal and compliance teams.

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ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-004030.

Full Changes

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Document Context

Version history → Policy drift analysis → Document page →
Document
Affirm Terms of Service
Entity
Affirm
Captured
July 29, 2026
Source URL
https://www.affirm.com/terms
Other changes to Affirm Terms of Service
Previous change Jun 2, 2026
Affirm updated its terms of service on June 2, 2026 to reorganize how it describes its products and features to …
Low Neutral
View full version history →
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