SoFi updated the list of financial calculators displayed in the 'Also of Interest' section of their Terms of Service. The previous version listed APY Calculator, Emergency Fund Calculator, and Home Affordability Calculator. The updated version replaces these with Credit Card Interest Calculator, Personal Loan Calculator, and Savings Account Calculator. This is a navigation and content reorganization change with no material impact on the terms themselves.
This change does not materially affect the terms of service or consumer rights. SoFi updated which financial planning calculators are linked in the navigation footer of the Terms of Service document. The change swaps three calculator tools (APY Calculator, Emergency Fund Calculator, Home Affordability Calculator) for three others (Credit Card Interest Calculator, Personal Loan Calculator, Savings Account Calculator). This is a content reorganization and does not alter any substantive contractual obligations, disclosures, rights, or protections.
This change does not materially affect how the Terms of Service operate or what rights and obligations apply to users. It is a navigation and content update that reorganizes which financial planning tools are linked in the document footer.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
This change is a navigation and content reorganization within the Terms of Service footer. No substantive contractual language, consumer obligations, data practices, disclosures, or governance provisions were modified. No regulatory review is indicated. This is a documentation and UX change, not a material policy amendment.
Full compliance analysis
Obligation analysis, escalation trigger, board language, and recommended action.
Watcher: regulatory citations + obligations. Professional: full compliance memo.
ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-001400.
See the full side-by-side comparison of every sentence added, removed, and modified.
🔒 Full diff — WatcherSoFi revised its cookie and tracking technology disclosure on May 7, 2026. The previous language stated that SoFi uses pixels …
SoFi updated its Privacy Notice on May 6, 2026 to reorganize and clarify how it collects and shares tracking data. …
SoFi updated its Terms of Service on May 5, 2026, making primarily formatting and navigation changes to the document structure. …
Get alerted when this policy changes again — including what changed and why it matters.
Prefer a weekly summary instead?
Get the biggest policy changes across 320+ platforms every Sunday.