Uber shares driver and delivery person data — including trip data, location information, and driving behavior — with insurance companies to facilitate the insurance coverage required for platform use. This sharing occurs as part of Uber's insurance programs.
Sharing detailed telematics and driving behavior data with insurers can affect your insurance premiums and insurability outside of Uber, as insurers may use this data to assess your risk profile for personal insurance products.
REGULATORY FRAMEWORK: GDPR Article 6(1)(b) (contractual necessity for insurance-related processing) and Article 6(1)(f) (legitimate interests) are the likely bases for insurance data sharing in the EU. CCPA/CPRA §1798.115 requires disclosure of categories of third parties with whom personal information is shared, which this notice does. State insurance regulations (NAIC model laws) and state unfair trade practices acts may govern how insurers use shared telematics data. Enforcement: State insurance commissioners, EU DPAs.
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Uber collects highly sensitive data from drivers and delivery people including continuous GPS location (even in background), facial images, government ID documents, vehicle telematics, and financial account details, and shares this data with insurers, background check providers, law enforcement, and research partners. Drivers have limited ability to restrict data collection tied to core platform functionality, meaning much of this data collection is a condition of using the platform. You can submit a data access, deletion, or portability request through the Privacy Settings section of the Uber Driver app or at Uber's dedicated privacy portal.