Uber · Uber Privacy Notice

Data Sharing With Insurance Partners

Medium severity
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What it is

Uber shares driver and delivery person data — including trip data, location information, and driving behavior — with insurance companies to facilitate the insurance coverage required for platform use. This sharing occurs as part of Uber's insurance programs.

Why it matters

Sharing detailed telematics and driving behavior data with insurers can affect your insurance premiums and insurability outside of Uber, as insurers may use this data to assess your risk profile for personal insurance products.

Institutional analysis (Compliance & legal intelligence)

REGULATORY FRAMEWORK: GDPR Article 6(1)(b) (contractual necessity for insurance-related processing) and Article 6(1)(f) (legitimate interests) are the likely bases for insurance data sharing in the EU. CCPA/CPRA §1798.115 requires disclosure of categories of third parties with whom personal information is shared, which this notice does. State insurance regulations (NAIC model laws) and state unfair trade practices acts may govern how insurers use shared telematics data. Enforcement: State insurance commissioners, EU DPAs.

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Consumer impact

Uber collects highly sensitive data from drivers and delivery people including continuous GPS location (even in background), facial images, government ID documents, vehicle telematics, and financial account details, and shares this data with insurers, background check providers, law enforcement, and research partners. Drivers have limited ability to restrict data collection tied to core platform functionality, meaning much of this data collection is a condition of using the platform. You can submit a data access, deletion, or portability request through the Privacy Settings section of the Uber Driver app or at Uber's dedicated privacy portal.

Applicable agencies

  • FTC
    The FTC has authority over unfair or deceptive data sharing practices with financial services partners including insurers under FTC Act Section 5.
    File a complaint →
  • State AG
    State AGs and insurance commissioners have authority over how insurance companies use telematics data shared by platforms like Uber, particularly under state insurance unfair trade practices acts.
    File a complaint →

Provision details

Document information
Document
Uber Privacy Notice
Entity
Uber
Document last updated
March 14, 2026
Tracking information
First tracked
March 31, 2026
Last verified
March 31, 2026
Record ID
CA-P-00110003
Document ID
CA-D-00110
Evidence Provenance
Source URL
Wayback Machine
SHA-256
166d7e0345baef31f8e10b8083ff54e838894dd4492f81c4922f1bb224af5b83
Verified
✓ Snapshot stored   ✓ Change verified
How to Cite
ConductAtlas Policy Archive
Entity: Uber | Document: Uber Privacy Notice | Record: CA-P-00110003
Captured: 2026-03-31 10:45:08 UTC | SHA-256: 166d7e0345baef31…
URL: https://conductatlas.com/platform/uber/uber-privacy-notice/data-sharing-with-insurance-partners/
Accessed: April 4, 2026
Classification
Severity
Medium
Categories

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