If your use of Target's website or content you submit causes Target to face a legal claim or financial loss, you may be personally required to pay Target's legal costs and any resulting damages.
Target's Terms & Conditions significantly affect consumers' legal rights by requiring all disputes to be resolved through binding arbitration and prohibiting class action lawsuits, which means you cannot join with other consumers to take collective legal action against Target. Target also claims a broad, royalty-free, perpetual license to any content you submit β including reviews, photos, and ideas β meaning Target can use your content indefinitely without compensation. You can opt out of the arbitration clause by sending written notice to Target within the specified window after first accepting the terms, as described in the arbitration section of their full Terms & Conditions.