Arbitration removes your ability to have a judge or jury decide your case, typically favors companies over consumers, and limits your ability to appeal outcomes.
Stash users are subject to mandatory arbitration and waive their right to participate in class action lawsuits, significantly limiting legal recourse if something goes wrong. Stash may unilaterally modify, suspend, or terminate services or fee structures without prior notice, and users' only remedy is to cancel their account. You can opt out of the mandatory arbitration clause by sending written notice to Stash within 30 days of first accepting the Terms.